Motor Vehicle

• Auto Insurance
  If you need an SR-22 or SR-22A, you are going to pay more for car insurance than you otherwise would. But not all companies penalize you equally, so compare auto insurance quotes to get the best possible price or check out non-owner car insurance if you don't own a car.
• Motorcycle Insurance
  We understand that motorcycle insurance can be complex, but don't worry – we're here to guide you every step of the way. Get in touch with us today, and let us lead you to the perfect coverage for your adventurous lifestyle.
• Boat Insurance
  Experience worry-free adventures on the water with boat and watercraft insurance tailored to your lifestyle. Whether you're cruising on a paddle boat or powering through the waves on a speedboat, we've got you covered. Leave your worries on dry land and fully immerse yourself in the joys of boating.
• RV Insurance
  If you are able to afford to do so, you probably have bigger worries than being able to properly insure them. Recreational vehicles, also known as RVs, come in all shapes and sizes. Motorhomes, fifth wheels, popup campers, and travel trailers are some RV options. You may or may not require RV insurance depending on the type of RV you own.
• Mobile Home Insurance
  It's important that mobile home owners understand they have different insurance coverage requirements. We provide mobile home insurance policies for all types of manufactured and mobile home owners. When you choose our agency, you will receive the following...
• ATV Insurance
  ATV insurance can protect your finances in the event of loss, damage, an accident, injury or theft of your vehicle. Here are some details...
• Inland Marine Insurance
• Truck Insurance
  A basic commercial dump truck insurance policy will provide the mandatory coverage required to operate these commercial vehicles. This includes the minimum bodily injury and property damage liability coverage amounts required by state law.

Property

• Renters Insurance
  When it was time to get renters insurance, I did what most people do when valuing my personal property: make a wild guess and hope for the best. I had never reviewed my belongings in detail to see if my coverage limit was sufficient, even after inheriting antique furniture and purchasing high-quality items.
• Home Insurance
  The first step in determining whether you need farm or ranch insurance is knowing if you live on one. A standard homeowners insurance policy might not give you adequate coverage if you do. To help you decide if you need a farm or ranch policy, we’ve broken down some determining factors. If you answer “yes” to any of the questions below then you likely need a farm insurance policy.
• Condo Insurance
  Condo insurance provides coverage for the inside of your condominium; the external areas fall under the jurisdiction of your condo association and must be covered under the association’s insurance policy. Depending upon the specifics of your condominium association’s master policy, your condo insurance may include coverage for...
• Landlord Insurance
  Landlord insurance is a policy for someone who rents out a home they own. This type of insurance typically includes two different types of coverage: property and liability protection. Both coverages are intended to help protect you, the landlord, from financial losses.

Health and Life

• Life Insurance
  Life insurance is a way of helping your family cope financially when you die. It is intended to provide help to your loved ones when they can’t rely on your salary or income any longer.
• Health Insurance
  You probably don’t need farm insurance if you you have only a few hens or a pet pig. Again, even if you were selling the eggs the hens were laying or planned to sell the pig for slaughter, it’s unlikely the revenue would surpass the incidental income limit of your home insurance policy. Once you scale it to a larger business, however, then farm or ranch insurance should come into play if you're looking for protection. You could purchase a pet health insurance policy if it were especially important to you - dogs, cats or other animals, including pet pigs are insurable.

Business

• Business Insurance
  In many ways, barber shop insurance is similar to the standard business insurance policies that every other business needs. It protects barber shops from unexpected losses that can cause you problems.
• Commercial Property Insurance
  Commercial property insurance is like having a superhero for your business, ready to swoop in and save the day when disaster strikes. It's the ultimate safety net that helps protect your hard-earned assets by covering all or part of the costs when a covered loss occurs. Whether you own, rent, or lease your business building, property insurance can help keep your doors open even during tough times.
• Workers Compensation Insurance
  Workers' Compensation Insurance covers the expenses that come with an employee's work-related illness or injury. This may include immediate costs like an ambulance ride to the ER and long-term costs like physical therapy or lost wages. There's even a portion that covers your legal fees if an employee decides to sue.
• Commercial Liability Insurance
  – helps protect your hair salon from certain lawsuits alleging injuries or property damage that occurred as the result of your business operations, like if a customer falls and is hurt while in your salon or an employee spills hair color and ruins a customer’s purse or clothing. It even helps cover certain claims of slander and libel against your business. Business Liability does not cover liabilities directly arising out of the professional salon services you may provide.
• Professional Liability Insurance
  An important exclusion which should be read in its entirety excludes coverage for damage resulting from faulty: design, planning, workmanship, and materials. These types of issues might be addressed by Professional liability rather than a Builder's risk. Earthquake and flood coverage may be purchased in some areas.
• Builders Risk Insurance
  The builder's risk insurance policy will pay for damages up to the coverage limit. The limit must accurately reflect the total completed value of the structure (all materials and labor costs, excluding land value). The construction budget is the best source for determining the appropriate limit of insurance. Builder’s Risk insurance policies can often be written in terms of three months, six months, or 12 months. If the project is not completed by the end of the initial policy term, it can often be extended, but usually only one time.
• Restaurant Insurance
  Every business is unique, so it’s impossible to say how much restaurant insurance will cost you without getting a tailored quote. But on average, basic general liability insurance, property insurance and workers compensation can cost between $500 and $2,000 per year, per policy for a small business.

Personal

• Liability Insurance
  General liability insurance protects your business from another person or business's claims of bodily injury, associated medical costs and damage to property. Some examples of what could be covered are below.
• Identity Theft Insurance

Natural Disaster

• Flood Insurance
  . And because floods can occur anywhere, you should consider purchasing a separate National Flood Insurance Program (NFIP) flood policy through an insurance agent. The NFIP is managed by the Federal Emergency Management Agency (FEMA).
• Earthquake Insurance
  While earthquakes are most frequently associated with California, they occur in the majority of states and are not covered under standard home insurance policies. Earthquake insurance is available from private insurers as an endorsement to a homeowner’s policy, and in California from the California Earthquake Authority.