Taxes

• Estate Taxes

Investment

• Investment Management
  While investment management is often viewed as the central part of our client relationships, that is just part of what Harbor Advisory can do for you. Please take a moment to learn more about our financial counseling offerings.
• Wealth Management
  Harbor Advisory has been integrating investment and related wealth management services to meet our clients’ personal goals since 1972. We’re experienced, we're independent, and we're committed to delivering personalized wealth management services to our clients.

Planning

• Financial Planning
  Since 1972 Harbor Advisory has provided personalized wealth management services and related asset management counsel to high and ultra-high net worth families and individuals. We are committed to delivering tailored financial planning and asset management services that consistently build our clients’ wealth. Harbor Advisory’s reputation for delivering comprehensive financial planning, investment management, and asset-related services spans almost 50 years. The firm’s core philosophy is grounded by a commitment to deliver tailored solutions and superior service to its clients.
• Retirement Planning
  Harbor Advisory provides personalized investment services, estate planning expertise, retirement planning, and in-depth counsel on all wealth-related financial decisions. Harbor Advisory’s services have been designed to meet high net worth and ultra-high net worth families’ personal and financial needs. Our highly tailored approach allows us to maximize our clients’ investment returns while controlling risk and minimizing the impact of income and estate taxes.
• Asset Management
  Harbor Advisory selects the most appropriate securities to construct investment portfolios designed to meet each of our clients’ specific goals and objectives. Asset allocation is the single biggest determinant of investment returns, as well as risk. Special attention is paid to arriving at an allocation that fits an individual’s or family’s needs. We use a traditional, fundamental approach to select the individual equities, exchange-traded index funds, and debt securities of high-quality companies we feel are undervalued. Alternative investments may be employed on a selective basis, given clients’ goals and circumstances. We perform original research in conjunction with our Investment Committee and monitor our portfolio companies’ Wall Street analysis. Our investing style is oriented toward long-term growth of capital with particular emphasis on risk management and tax efficiency.