Motor Vehicle

• Auto Insurance
  Your monthly living expenses and any long-term debts - utilities, car and school loan, child support, health and car insurance, etc. These expenses should be no more than 36 percent of your monthly gross income.

Property

• Home Insurance
  Title insurance is not as well understood as other types of home insurance, but it is just as important. You see, when purchasing a home, instead of purchasing the actual building or land, you are really purchasing the title to the property - the right to occupy and use the space. That title may be limited by rights and claims asserted by others, which may limit your use and enjoyment of the property and even bring financial loss. Title insurance protects against these types of title hazards.
• Title Insurance
  Is the premier title and escrow services company in New England, with locations in three states. We have a dedicated staff with a "can do" attitude, and use state of the art technology and data storage. For the best customer service around, and the most professional real estate closing experience, use Phenix Title Services for your title insurance, mortgage closing, and escrow needs!

Natural Disaster

• Flood Insurance
  A common term for a Federal Emergency Management Agency (FEMA) Standard Flood Hazard Determination Form (SFHDF). This determines whether land or a building is located within a Special Flood Hazard Area for purposes of flood insurance requirements under the National Flood Insurance Program.