Motor Vehicle

• Auto Insurance
  Auto insurance coverage is packaged into different coverage types. It is usually easiest to determine what you are required to purchase. Then, you determine what you have that needs to be protected. You purchase insurance to protect yourself (your family) in the event that you suffer a loss to your person or vehicle and you purchase insurance to protect yourself (your family) from losses suffered by others.
• Boat Insurance
  There are two basic parts of a typical boat or yacht insurance policy:  physical damage protection and third party liability coverage.

Property

• Renters Insurance
  Renters insurance provides financial protection against the loss or destruction of your possessions when you rent a house or apartment. By purchasing renters insurance, your possessions are covered against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm and water damage (not including floods). Like homeowners insurance, renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court. Renters insurance covers your additional living expenses if you are unable to live in your apartment because of a fire or other covered peril.
• Home Insurance

Business

• Business Insurance
• Commercial Property Insurance
  Commercial Property Insurance  compensates a business if the property used in the business is lost or damaged as the result of various types of common perils such as fire or theft. Property insurance covers not just a building or structure but also what insurers refer to as personal property, meaning office furnishings, inventory, raw materials, machinery, computers and other items vital to a business’s operations.
• Workers Compensation Insurance
  Appulate is our small business portal that streamlines submissions, quoting and binding for Workers Compensation and Commercial General Liability. Upload directly from any ACORD PDF, management system or enter directly into Appulate, and expect a quote within 24hours.
• Commercial Liability Insurance
  Umbrellas also may provide protection to insureds from exclusions and gaps that exist in their primary liability insurance. A typical commercial umbrella liability policy may offer features such as worldwide coverage, personal injury coverage, blanket contractual liability protection (for both written and oral agreements), care, custody, and control coverage, non-owned aircraft liability, watercraft liability, advertisers liability, liquor law liability, XCU liability and an extension of protection to additional insured.
• Professional Liability Insurance
  Our appointed agents use the Hiscox Small Business Portal to quickly obtain Professional Liability (E&O), General Liability and BOP quotes for your customers (BOP for all states except FL and SC), underwritten by “A†Rated Hiscox Insurance Company. Features include...
• Builders Risk Insurance
  FCII has teamed up with one of the world’s largest insurance and reinsurance carriers to offer comprehensive, cost-effective Builders Risk insurance Policies for your clients' next projects.

Personal

• Liability Insurance
  We cover your homes, farms, ranches, vacation and rental properties, automobiles, yachts and boats, recreational vehicles and motorcycles.  And don’t forget to ask about an umbrella policy, affording you that extra layer of protection... for your peace of mind.

Natural Disaster

• Flood Insurance
  Protects homeowners against losses from a flood; if a home is located in a flood plain, the lender will require flood insurance before approving a loan.