I have been with Affordable Payroll for 9 years. In the begining they were good. In the last year or two the are never there, they dont pay my payroll taxes and so I get nasty letters from the IRS. I have had to go without payroll in the last two weeks because they just dont answer the phones or they just arent there. I love Lillian in the office. She is really sweet and good. But, they cause me alot of stress, wondering if I am going to get my payroll back when I fax it to them . I never know. Yesterday I faxed it at 11:00, and I never heard a thing back from them...NOTHING. I have to wait till Tues to get it now. My employees were not happy. More than 3 times they have not paid my payroll taxes to the state and now Im getting very nasty letters. As far a I know they still have not paid them. They took the money out of my account though. Stay away from these guys. They use to be good but not anymore.