highly recommended and you owe it to your business to call sun state and get a local merchant account in phoenix Arizona to start accepting cards or to lower your fees.. these guys give service that's unparalleled in the merchant services industry. i have a personal relationship with them and you just cant find that kind of service in the credit card processing industry. check out their very helpful website. i suggest calling Ryan Schroeder and he will help you. he has taken care of us for over a year and i am very happy after getting put through the ringer by a few others...