Motor Vehicle

• Auto Insurance
  Choosing a Personal Auto insurance policy these days can feel overwhelming. How do I know what coverages I need or how much coverage I need?
• Boat Insurance
  Nothing beats being out on the water – that is, except adding the peace of mind that comes from knowing your watercraft is protected by insurance. Our Watercraft insurance policy provides customizable coverage for your watercraft and additional equipment.
• RV Insurance
  Everyone knows that the term “toys” doesn’t just apply to fun things for kids. Whether you own a motorcycle, all-terrain vehicle (ATV), utility task vehicle (UTV), boat, or snowmobile, Western National offers recreational vehicle insurance that can help you protect your toys and enjoy your favorite pastimes for years to come. Our Road & Trail and Watercraft policies are available to our customers who have a Western National Personal Auto policy.
• Inland Marine Insurance

Property

• Renters Insurance
  Homeowner/Renter insurance coverages vary by the limits and requirements of individual states. Western National offers the following coverages subject to those limits and requirements...
• Home Insurance
  The principal place of business moves to Richfield, Minn. The company determines that, after insuring over 90% of the target market of creameries and cheese cooperatives, it must sell other lines of insurance (such as Personal Auto and Homeowner insurance) and to additional customers. The company also decides to sell through Independent Insurance Agents instead of the prior method of selling directly through company personnel.

Health and Life

• Life Insurance
• Dental Insurance

Business

• Workers Compensation Insurance
  The Workers' Compensation policy pays for medical expenses and lost wages in amounts determined by state law. All employers are required to either purchase Workers' Compensation insurance or be self-insured. Employers can work with Loss Control Representatives and Claim Administrators at Western National to monitor and manage their claims. Western National offers the following Workers' Compensation programs...
• Commercial Liability Insurance
  Western National writes Commercial Umbrella policies in conjunction with other commercial insurance. This policy adds higher limits of liability beyond General Liability and Commercial Auto. One of the requirements of the Commercial Umbrella program is that Western National insures your primary underlying coverages.
• Builders Risk Insurance

Personal

• Liability Insurance
  These are just a few examples of the types of personal liability lawsuit situations that tend to result in very severe lawsuit amounts. A Personal Umbrella policy protects you in these situations by providing an extra layer of liability coverage over that provided by your other personal insurance policies. The Personal Umbrella insurance policy increases certain limits to $1 million or more, providing the extra coverage that can help secure individuals and families from severe liability costs. This affordable policy is available to policyholders who have both a Personal Auto policy and a Homeowner/Condo Unit Owner/Renter policy from Western National.
• Pet Insurance