Motor Vehicle

• Auto Insurance
  A car or truck is often your biggest asset aside from your home. Auto insurance protects against potentially crippling financial losses and the sheer inconvenience of being without transportation.
• Motorcycle Insurance
  Like auto insurance, motorcycle insurance policies contain several components which are mandated by law, and some that are optional but make sense to have.
• Snowmobile Insurance
  Your snowmobile is used for recreation, but that doesn't mean that there aren't any risks involved. Snowmobile insurance covers the financial risks associated with owning a snowmobile.
• Mobile Home Insurance
  Did you know that mobile homes are often at more risk than a typical home or apartment? Mobile home insurance is the best way to protect your home and possessions from these risks.
• Inland Marine Insurance
  Inland marine insurance is coverage that protects your business property while it's away from your business location. We'll help you ensure that your property is protected not only at your location but also while it is off-site or in transit.
• Truck Insurance
  Your vehicle can be a fairly costly investment—one that is exposed to many potential losses that are out of your control. We’ll make sure you have the protection you need at a price you can afford.

Property

• Renters Insurance
  Some types of personal property are subject to limits of coverage under renters insurance policies. These limits vary by the type of property and by what caused the loss or damage. For example, jewelry, bicycles, collectible cards, and coins may have limited coverage or may not be covered.
• Home Insurance
  “ Bowman’s handles my car and home insurance. I use my car for work travel every day and always need to submit insurance paperwork to my employer. I just shoot them an email and I have the documents I need within minutes. Mr. Lewis has been nothing but helpful with any question I may have!
• Condo Insurance
  Condo insurance covers damage caused by theft, fire, severe wind, lightning strikes and frozen pipes. It’s important to note, however, that condo insurance does not usually cover flooding.
• Landlord Insurance
  Condo insurance is designed to make up for this shortfall. It’s a mixture of the better-known landlord insurance and renters insurance, but is specially designed for your particular condo.

Health and Life

• Life Insurance
  Life insurance can be tricky and complex, but it’s one of the biggest and most important investments you can make for your family and loved ones.  We can help you through the process, and make sure you have the coverage you need.
• Health Insurance
  In general, group health insurance is the first priority for employees and is the second largest expense for employers behind payroll. We’ll help you navigate the healthcare process so you can hire and retain top talent.
• Disability Insurance
  Disability insurance protects your employees from a temporary loss of income and is a fundamental part of a quality employee benefits package. We’ll implement a plan structured just for you.
• Long Term Care
  Health care often times is a key part of retirement planning.  Do you need insurance if you have Medicare?  What about long-term care as you age?  Should you contribute to your HSA at the expense of your 401K?  We can help you through these questions and more.
• Dental Insurance
  The National Association of Dental Plans and the Centers for Disease Control have performed studies that show that employees with dental insurance plans have better attitudes and are less likely to suffer from depression, as well.
• Vision Insurance
  Help your employees maintain their eye health and vision by adding a Group Vision insurance plan today! There are many affordable plans for you to choose from, so you can get the best possible coverage no matter how many employees you have.

Business

• Business Insurance
  We work here, play here and live here. If you’re looking for personal insurance, business insurance or employee benefits with a local touch, get in touch with our Palmyra office today!
• Commercial Property Insurance
  Business income insurance compensates you for lost income if the business cannot operate as normal due to damage that is covered under your commercial property insurance policy, such as fire or water damage. Business interruption insurance covers the revenue you would have earned, based on your financial records, had the incident not occurred. The policy also covers operating expenses, like electricity, that continue even though business activities have come to a temporary halt.
• Workers Compensation Insurance
  Are you about to hire your next workers' compensation claim? In an effort to get a position filled quickly, you may take shortcuts that could cost you thousands of dollars.
• Commercial Liability Insurance
  A business owners policy combines business property and business liability insurance into one convenient policy. We'll work with you to design coverage that protects your business from a variety of risks, unique to you.
• Professional Liability Insurance
  These policies can come as stand-alone packages, but you can also add them to other policies, like business owner’s policy, commercial general liability insurance, and professional liability insurance.
• Builders Risk Insurance
  Did you know you can protect your properties even before they are finished being built? Builders risk insurance protects from risks like fire, theft and more.

Personal

• Annuities
  A secure, guaranteed income later in life is one of the most important parts of any strong retirement plan. Annuities can play a critical role.
• Liability Insurance
  General liability insurance usually covers bodily injury to people and physical damage to properties outside of your business.  There are one-off scenarios that are covered as well, such as loss of data and reputation damage (e.g., if someone on your staff defames someone you do business with.)
• Travel Insurance
  People with large assets have unique risks. High net worth insurance is a customized policy type that protects clients from these risks—from home insurance to travel insurance and much more.
• Wedding Event Protection
  Wedding insurance is a specialized type of event insurance that allows you to keep the stress out of your big day!

Natural Disaster

• Flood Insurance
  Purchase a flood insurance policy to protect your home and covered contents from certain types of flood losses as designated by the National Flood Insurance Program. A flood policy is purchased as a separate policy through the federal program (NFIP) or through a servicing carrier known as a write your own carrier.
• Earthquake Insurance
  Even with your homeowners insurance, you're still at risk in the event of an earthquake. A specialty earthquake insurance policy can help bridge the gap in coverage, keeping your home and possessions protected.