Motor Vehicle

• Auto Insurance
  Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy

Property

• Home Insurance
  Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Health and Life

• Life Insurance
  Senior life insurance policies are useful because they can better serve the unique needs of seniors. Although you may not have any dependents, a senior life insurance policy can help you to begin formulating a plan that will protect your assets and finance your final expenses.
• Health Insurance
  Assistance with ADLs, called “custodial care,” may be provided in the same place as (and therefore is sometimes confused with) “skilled care.” Skilled care means medical, nursing, or rehabilitative services, including help taking medicine, undergoing testing (e.g. blood pressure), or other similar services. This distinction is important because generally Medicare and most private health insurance pays only for skilled care–not custodial care.
• Long Term Care
  Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, toileting or continence, and/or transferring (e.g., getting out of a chair or out of bed). These six actions are called Activities of Daily Living–sometimes referred to as ADLs. In general, if you can’t do two or more of these activities, or if you have a cognitive impairment, you are said to need “long-term care.”

Business

• Business Insurance
  Starting and sustaining a business is hard enough without having to worry about being blindsided by an unexpected accident. That’s where our business insurance professionals at the Stonebridge Insurance Services prove their value.
• Workers Compensation Insurance
  Insurance coverage that protects businesses from losses due to events that may occur during the normal course of business. There are many types of insurance for businesses including coverage for property damage, premises liability, product liability, workers' compensation, and commercial auto.