Motor Vehicle

• Auto Insurance
  Auto insurance is coverage for the vehicles you drive and what can happen as a result. Driving can be unpredictable, and our insurers’ comprehensive auto insurance packages provide protection from any unforeseen circumstances.
• Inland Marine Insurance
  Historically derived from insurance that covered property being shipped overseas, Inland Marine Insurance specifically covers moveable properties on land. It also covers specialized items that standard property insurance policies can’t cover, like instrumentalities of transportation and communication.

Property

• Renters Insurance
  Renters' insurance is like homeowner's insurance, but you take it with you even if you move. It protects your personal property and provides most of the benefits of home insurance, including liability insurance. However, it does not protect the dwelling or structure of the home itself, which is the landlord’s responsibility to insure.
• Home Insurance
  Home insurance is essential for protecting your family and helping you recover after disasters. Talk to us today about which coverage is right for you based on your home’s value and risk factors. Our agents can help you insure your home for the first time, or switch to one of our insurance carriers.
• Condo Insurance
  Condo insurance is specifically designed for those who live in a unit structure owned and insured by a separate association. These associations employ master insurance policies that usually cover only the external structure of the unit. With condo insurance, you can protect the interior along with all your valuables.
• Landlord Insurance
  Renting out properties is a great way to turn a profit on large investments, but things can go wrong quickly when natural disasters and bad renters cause damage. Protect your properties with affordable landlord’s insurance.

Health and Life

• Life Insurance
  Your employees are your most valuable asset. Make sure you’re offering them a comprehensive life insurance plan.
• Health Insurance
  Group health insurance offers all of the same great benefits our individual health insurance package covers. Be sure to take care of your employees by offering them the comprehensive health coverage they deserve.
• Disability Insurance
  Everyone relies on a paycheck to provide for them, but what happens when that paycheck stops due to a disability? Mortgage, rent, or car payments don’t go away. Disability insurance is designed to protect those who experience a disability that prevents them from performing their job’s core responsibilities. Most people don’t have months of savings to back them up. So rather than use retirement savings early, you can rely on disability insurance to help you cover those large monthly payments.
• Long Term Care
  His type of insurance, also known as Medigap, helps cover the cost that Original Medicare doesn’t such as copayments, coinsurance, and deductibles. It also offers coverage that Original Medicare doesn’t have like medical care when you travel outside of the United States. It doesn’t, however, cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.
• Dental Insurance
  Dental insurance covers medical expenses related to dental care such as annual teeth cleanings and dental related procedures and emergency visits.
• Vision Insurance

Business

• Business Insurance
  When you purchase Business Insurance through our providers, you can opt for coverage in the following areas...
• Commercial Property Insurance
• Workers Compensation Insurance
• Commercial Liability Insurance
  Also referred to as “commercial liability,” General Liability Insurance covers a business’s general liability exposures and minimizes financial risks, such as death or injury of an employee, lawsuit, or natural disaster.
• Professional Liability Insurance
  Go beyond General Liability with Errors and Omissions Coverage. Errors and Omissions (E&O) Insurance is sometimes referred to as professional liability insurance. This type of insurance protects you when a client files a lawsuit against you on the premise of professional mistakes, negligence, or the failure to produce promised services.
• Builders Risk Insurance
  While constructing a new building is exciting, it comes with a lot of risks. Especially during the process when unfinished parts are left out in the open. To ensure that no harm comes to your project, builders risk insurance adds much needed protection. It’s not only for the builders themselves, but also the owner, lending institution, and more.

Personal

• Liability Insurance
  Excess Liability Coverage (or ELC) is very similar to Umbrella Coverage in the sense that it is an added feature to an existing policy. However, unlike Umbrella Coverage, it can only be added to one policy rather than multiple. This coverage is very beneficial for businesses that have a high risk chance of something going wrong in one particular area. With the added coverage that acts like a cushion when you run out of liability coverage on one policy, or even on your umbrella policy, your business will be kept safe and sound.
• Travel Insurance
  Should anything happen when you’re on vacation our travel insurance will cover medical bills, loss or damage to your possessions, and more. Talk To An Agent