They charge 1 dollar every time you use any other ATM besides theirs, on top of the fees the other ATM charges. Lots of hidden fees for wire transfers and inquiries. You better be on full alert and remember to write these fees down or your register will be tough to manage. They offer different accounts like checking account that draws intrest, but there are complicated, very detailed istructions you must follow. Overall good customer service but not great. The 1 888 hotline to inquire about your account might or might not work. Its been down for 5 days now. But they do have a new building.