Dont get behind on your payments. I lost my job and I was three days behind on my payments and they came and repod my car. They will tell you they will work with you , until you get behind. They didnt even come to the door they just took it ! I even called them and worked out a payment arrangement. BUYER BEWARE THESE GUYS WANT THIER MONEY.LIKE LOAN SHARKS. They also are not a "local company"like they claim they are a franchise of a florida company.