Motor Vehicle

• Auto Insurance
  A car or truck is often your biggest asset aside from your home. Auto insurance protects against potentially crippling financial losses and the sheer inconvenience of being without transportation.
• Truck Insurance

Property

• Renters Insurance
  You might think that your landlord’s insurance covers your personal possessions. However, that only covers the building itself. Renters insurance is the only way to protect your valuables, and it’s much more cost-effective than you’d think.
• Home Insurance
  No matter where you live, your location will face risks specific to your region. A typical home insurance policy usually excludes certain perils that have a higher likelihood of occurrence in your area. Because of this, consider a hard-to-place property insurance policy to fill in the gaps left by standard exclusions in home insurance policies.

Health and Life

• Life Insurance
  Individual life insurance is arguably the biggest investment you can make in your loved ones’ security. It’s a complicated field, but don’t let that put you off. We’ll be happy to talk you through the options.
• Health Insurance
  The cost of major medical health insurance is on the rise year after year. It’s also increasingly harder to offer employees a robust benefits package. Plans such as group accident insurance are an easy way to add value. Whether paid for by the employer or employee, the end result is financial protection for your employees when an accident occurs.
• Disability Insurance
  Disability insurance protects your employees from a temporary loss of income and is a fundamental part of a quality employee benefits package. We’ll implement a plan structured just for you.
• Long Term Care
• Dental Insurance
  The National Association of Dental Plans and the Centers for Disease Control have performed studies that show that employees with dental insurance plans have better attitudes and are less likely to suffer from depression, as well.
• Vision Insurance
  Help your employees maintain their eye health and vision by adding a group vision insurance plan today. There are many affordable plans for you to choose from, so you can get the best possible coverage no matter how many employees you have.

Business

• Business Insurance
  We specialize in a wide variety of insurance solutions to meet your needs. Whether you’re looking for personal insurance, business insurance, or employee benefits, we provide quality service and advice you can count on. Contact us today to get started.
• Commercial Property Insurance
  Commercial property insurance protects your assets in the event that they are stolen, damaged, or destroyed in a fire or natural disaster. We’ll partner with you to design insurance coverage that will protect your company’s property.
• Workers Compensation Insurance
  Workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law and may vary by area, so be sure that you understand your obligations for all physical locations where your business operates in and all physical locations where you hire your employees.
• Commercial Liability Insurance
  A Business Owners Policy (BOP) combines business property and business liability insurance into one convenient policy. We’ll work with you to design coverage that protects your business from a variety of risks, unique to your industry.
• Professional Liability Insurance
  Lawsuits can happen to anyone, and the damages can be hefty whether you win or lose. Even if you’ve done nothing wrong, you’ll need to defend yourself. So regardless of whether a contract requires it, without professional liability coverage, you could be putting your business’ future at risk.

Personal

• Liability Insurance
  General liability insurance mainly covers bodily injury to people outside of your business and physical damage to their property. A few exceptions to this principle include data loss and reputation damage (for example, if one of your business’ staff members defames a client). It’s important to note that general liability coverage doesn’t apply to cases where you are sued for giving inadequate professional advice. Errors & omissions insurance (E&O) can help to protect your business from that specific type of risk.
• Pet Insurance

Natural Disaster

• Flood Insurance
  Purchase a flood insurance policy to protect your home and covered contents from certain types of flood losses as designated by the National Flood Insurance Program. A flood policy is purchased as a separate policy through the federal program (NFIP) or through a servicing carrier known as a write your own carrier.