Blue Sky did everything they said they would do. They worked very hard to process our loan quickly and efficiently. They came in a percentage point lower than another company we had been working with for almost 9 months. Not only did they save us money but the whole process only took a few weeks. And, the closing costs were half of the other company. I highly recommend Blue Sky Funding and Caleb Lutsch and his team. Oh, I also want to mention that they stay with you through the process. If you call or email they get back to you with an answer and they follow up with you to make sure everything has processed properly. Diane P. 4/22/14