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State Directory- Auto InsuranceSomething to know is that your personal auto insurance will exclude coverage for commercial uses of your vehicle. It is important to first discuss your needs, as they are different for everyone. Then, we will have a better understanding of what policy is best for you. Here are some coverage Commercial Vehicle insurance covers.
- Boat InsuranceDo you have other vehicles or your home insured with us? If so, you could save even more on a boat insurance policy!
- Home InsuranceWe know what it takes to protect your home, vehicles, and valuables, so why should apartments be any different? Apartments and Multi-Family Insurance policies are just as crucial as homeowners insurance, even if they aren’t always permanent. Once we receive your assets, we can help comprise a policy. These policies will always ensure your safety.
- Health InsuranceEmployee benefits are an integral part of a business. It’s important to provide benefits for your employees as it keeps them feeling happy, healthy, and secure. Benefits to employees can represent a significant cost, which is why we work closely with you to provide the most cost effective plans. We are often able to save our clients a substantial amount of benefit costs. These packages include group health insurance, dental coverage, vision programs, and long term care.
- Long Term Care
- Business InsuranceWe are an independent insurance agency that offers auto, home, and business insurance. By representing many of the top insurance carriers in the nation, we are able to provide our clients with the most competitive quotes.
- Commercial Property InsuranceCommercial, or Business, Property insurance protects the physical property and all the equipment of the business. Whether it be due to theft, fire, or other perils, there is coverage you can receive for your commercial property. Without business property insurance, your company may not be able to financially survive if losses were too happy. Keep this in mind when adding additional coverage to your company policy.
- Workers Compensation InsuranceWorker’s compensation is an important insurance to attain when owning a business with employees. This policy will cover funds or lawsuits that could come up if an employee gets injured on duty.
- Commercial Liability InsuranceBusiness Owner’s Policy, also known as the BOP, is a comprehensive plan that includes business property, business liability and business income insurance.
- Professional Liability InsuranceThis insurance policy will protect against liability claims for professionals that provide a service. Much like most insurance policies, professional liability coverage will help cover legal fees associated with impractical lawsuits. When looking for professional liability protection, you should find legal free defense, reimbursement for licensing board issues, and settlement costs.
- Liability InsuranceDoes your insurance limit the protection of your assets and future earnings if a lawsuit were to occur? Well, scarily, our society is becoming extremely litigious and we want you to be (and feel) protected. We highly recommend looking into a Personal Umbrella policy. These policies give an extra layer of coverage, going above and beyond your automobile, homeowners, motorcycle, or boat policy. Should there be unforeseen circumstances and you become liable for someone’s injuries or damages, your Personal Umbrella can offer additional protection.
- Flood InsuranceWe represent many property insurance companies in Florida and also offer flood coverage through the National Flood Insurance Program and through the private market with Lloyd’s of London. For renters, replacement cost coverage and liability are available as well. For condominium insurance, we can shop around for you.