Taxes

• Charitable Giving
  Tax returns: Keep tax returns from at least the past three years, preferably seven. Save supporting documents, such as W-2s, 1099s, and receipts for deductible business, medical and mortgage-related expenses, as well as retirement and charitable contributions. IRS record retention requirements may vary based on your unique situation.
• Capital Gains Taxes
  Home improvement records: Keep receipts and other cost-related documentation as long as you own the home so you can calculate actual sale profits, which impacts capital gains taxes.

Investment

• Investment Management
  Commerce Financial Advisors is ideal for investors who have graduated from do-it-yourself investing, seek diversified portfolios that balance risk and return, and want guidance to ensure they have access to liquidity to match their lifestyle. In addition to investment management, a Commerce Financial Advisor can offer retirement and insurance
• Mutual Funds
• Bonds
• Wealth Management

Planning

• Annuities
• Asset Management