Health and Life

• Life Insurance
  The wealth management, investment management and life insurance industries across the Western world are in a state of seismic change, just as the wealthiest generation of our times ― the baby boomers ― enters retirement. Combined with the needs of this aging population, regulation in all guises ― including RDR and pension freedoms in the U.K., MiFID II and Solvency II across Europe, and the Fiduciary Rule in the U.S. ― is impacting the nature of permissible business models, distribution and service propositions.
• Health Insurance
  In the U.S., we help managed commercial, Medicare, and Medicaid health plans and other payers develop and implement innovative strategies to respond to rapidly changing competitive and regulatory dynamics in areas such as care management and care models; health insurance exchanges; healthcare quality; and the development and implementation of new programs, products and markets. We offer unparalleled expertise in addressing the requirements of high-need populations, including dual-eligible beneficiaries. With managed-care Medicaid/dual eligibles market expansion approaching $300 billion in revenue, and with Medicare Advantage enrollment growing approximately 8% per year, there are tremendous but challenging opportunities to capture.
• Long Term Care
  With expanding life expectancy, the aging of the baby boomer generation and the rise in chronic conditions, the demand for post-acute care and long-term care services has never been greater. At the same time, the PAC and LTC markets are facing tremendous pressures. Patients are voicing stronger preferences to “age in place” and receive care at home; the average patient acuity in PAC facilities is increasing; cost pressures in the system are pushing patients to lower-cost care settings across the PAC continuum; providers are facing reimbursement pressures and greater scrutiny from payers and employers; and payers are demanding higher-quality performance, more integrated care delivery and a shift away from the traditional “heads in beds” volume-based operating models.