Motor Vehicle

• Auto Insurance
  Moving to a new home? Searching for better policies on home, life, or automobile insurance? Concerned about risks facing your family, loss of property, or damage to your belongings? Or maybe you just want rate comparison information on your existing coverage? Whatever you need, we’re here to help.
• Motorcycle Insurance
  All states, except Florida, Montana, and Washington, require motorcyclists to obtain motorcycle liability insurance. This kind of insurance will pay for damages and injuries that a motorcyclist may be at fault for in an accident as well as any legal defense that may be needed for him or her. There are limits set for these payments. Each specific policy has definite amounts in the policy coverage information. Motorcycle insurance is meant for all motorcyclists, even in those states where it is not mandated. The reason for this is simple: Costs associated with a motorcycle accident can quickly add up due to property damage, severe injuries, and legal action.
• Boat Insurance
  Boats are a big investment. You put money and time into them. That is why you should include boat insurance as a form of protection. Just as you need insurance for your home and automobile, your boat must also be insured to protect your finances.
• RV Insurance
  Those who choose to live in their RV throughout the year are certainly best suited for liability coverage that is similar to homeowners’ insurance. This protects them in the event of an incident in which a person is injured in the RV. In addition, personal property coverage is available for the further protection of their personal belongings like jewelry and other valuable items. Those who utilize their RV on a seasonal basis should consider what to include in their RV insurance for coverage, even when the RV is sitting idle. What to include in the coverage can vary widely based upon factors such as climate as well as the local risk for vandalism and theft.
• Truck Insurance
  The policy is similar to coverage for personal autos, but it has a few different options specific to business. You may also hear it referred to as fleet insurance, truck insurance, or commercial car insurance.

Property

• Renters Insurance
  Renters insurance covers a tenant’s personal property in the event of damage or theft. It also provides liability coverage for injury that a tenant, a guest, or a family member might cause to another person on the premises.
• Home Insurance
  Recreational vehicle coverage, often referred to as “motor home insurance,” protects those who own an RV (recreational vehicle) and provides assistance to the insured for any accidents or other covered events that cause partial or complete damage to the covered RV. Whether it be a natural event or a human action, coverage can go into effect and help tremendously. With proper coverage, your RV can be repaired or replaced, getting you back on the highway in no time.
• Condo Insurance
  If you are a condominium unit owner, Condo Insurance is vital to protecting both your investment and your belongings. It is imperative to review your condominium’s master deed and by-laws to be able to determine the type and amount of insurance you need. We can assist you in reviewing these documents to help ensure there are no gaps in your coverage.
• Landlord Insurance
  There are numerous risks associated with being a landlord. Your property could be damaged by tenants or destroyed by a fire or flood. Items that you place on the property, such as appliances, may be damaged or destroyed. As a landlord, you probably have a significant amount of financial equity in your rental properties. Landlord insurance helps you minimize the risks of financial loss.

Health and Life

• Life Insurance
  Life insurance is recommended for most people, but is especially important for anyone with a family. Life insurance allows you to provide financially for your family following your death, making it critical for families with children who would struggle financially in the event that one or both parents die. Funds can be used to replace the deceased spouse’s income, pay for college, pay off debts, and pay for burial expenses.
• Health Insurance
  · health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data;
• Long Term Care

Business

• Business Insurance
  If you need to report a personal or business insurance claim, please use whichever option below is most convenient for you. It is important to report your claim in a timely manner.
• Workers Compensation Insurance
• Commercial Liability Insurance
  It is particularly important for those who own rent out to tenants on a small scale (larger scale rental operations will be considered a business, and business umbrella insurance is available to cover that). It provides the landlord protection from such legal actions as claims from a fall, a dog bite, or an injury while one is visiting a unit in the rental property.
• Professional Liability Insurance
  In the past, most doctors, lawyers, architects, and engineers had to worry about the implications of negligence and protect themselves from potential lawsuits. But times have changed. Today, broad ranges of professionals need to think about the financial protection offered by insurance. Professional Liability Insurance (also called Errors and Omissions Insurance ) may provide a solution.

Personal

• Liability Insurance
  Umbrella insurance provides an extra layer of protection that goes beyond the limits of normal policy coverage for your home, car, and boat. It can also cover an individual policyholder for any claims against him or her, such as false arrest, slander, libel, or legal action from renters. It is designed to come into effect when the liability of your existing insurance policy is exhausted, and can provide significant protection for your financial assets.

Natural Disaster

• Flood Insurance
  Flood insurance is necessary if you live in a high-risk flood area, but floods can happen anywhere in the US, making this policy beneficial for any home and business. Flood insurance is your first line of defense against water damage caused by either a natural or manmade disaster in your area.
• Earthquake Insurance