I have several college savings plans with these guys and all my money (from years of savings) went down the tube when the economy faltered. US Bank never called or took any action to prevent losses. They were too busy saving their own but. So, my but got sc$wed in the process. Save yourself a headache, stay away from these guys as they will lose money faster than you could burn it. Michael Bohman was they guy that handled my account and the dude is lame and worthless.