Family Law

• Child Support

Criminal Law

• Theft
• Identity Theft
  Some folks in the San Francisco Bay Area are surprised to get multiple telephone calls in one day from debt collectors in other parts of the country, including from other time zones. It’s extremely annoying to be harassed with multiple calls, repeatedly having to explain that the debt isn’t yours (mistaken identity or you’re a victim of identity theft), or that you already paid the debt, or the debt is so old that its period of limitations is expired.

Finance Law

• Bankruptcy
  Don’t put your home or car at risk trying to pay off credit cards or other unsecured loans. If you are already behind, filing a Chapter 13 bankruptcy will stop creditors from taking your property, or adding late fees and penalties, and give you time to catch up on the missed payments.
• Foreclosure
  Banks will spend months promising to consider your loan modification request and then turn around and suddenly set a foreclosure date. You may choose to seek the protection of the bankruptcy court. You can get a Chapter 13 plan confirmed while you wait for a decision regarding your loan modification as long as you are making house payments equal to 31% of your gross income.
• Debt Collection
  These debt buyers pay as little as three to seven cents on the dollar for buying up your debt and then sue you for the entire amount claimed by your original creditor, plus interest and attorney fees. However, the debt buyers usually do not have documents proving their right to collect the debt at all. Suing you for the entire amount plus interest and attorney fees is a violation of fair debt collection laws.