Motor Vehicle

• Auto Insurance
  When you choose to work with an experienced independent insurance agency such as 01 Insurance, you have the luxury of enjoying low-cost coverage customized to meet your exclusive needs. We understand how confusing insurance may seem, but our experienced team of professionals will ensure that you get the best bang for your buck for all of your needs for auto insurance in Astoria, New York!
• Motorcycle Insurance
  Motorcycle Insurance is key to providing you, your bike, and others on the road with protection. The uncertainty of the open roads emphasizes the importance of securing the most comprehensive motorcycle insurance in Astoria, New York.

Property

• Home Insurance
  Whether you own or rent a home, homeowners insurance will provide you with the confidence necessary to feel at ease about the uncertain. No matter what peril comes your way, you will be covered. As always, we will be by your side each step of the way.

Business

• Business Insurance
  Commercial or business insurance is insurance for your company vehicle or vehicles. Any transportation that’s used for business use can be considered for commercial insurance.
• Commercial Property Insurance
  Whether you want all-risk or peril-specific coverage. This determines which types of perils you are covered for under your commercial property insurance policy. Additionally, you will need to choose between replacement cost reimbursement and actual depreciated cash value coverage. This will determine whether or not the depreciation of an item or structure is calculated before you are reimbursed for any damages.
• Workers Compensation Insurance
  A technology business package will provide you with specialized tech-specific coverage for broad property and general liability coverage. Options to include specialized tech coverage include commercial auto, workers compensation, and technology professional errors and omissions.
• Professional Liability Insurance
  Often referred to as professional liability insurance, this form of security provides you with protection against allegations regarding your business’ ability to provide an adequate level of professional service, which in turn causes suffering to your client from said failure. This insurance policy will cover the expenses associated with defense against such a claim, as well as any associated costs of settlements or judgments. Since errors and omissions coverage holds no standard form, the terms of these policies can differ dramatically amongst insurers.

Personal

• Liability Insurance

Natural Disaster

• Flood Insurance
  The standard business owners’ policy includes property insurance, crime insurance, vehicle coverage, liability insurance, flood insurance, and business interruption coverage.