Motor Vehicle

• Auto Insurance
  Employees need to be trained and aware of the exposures associated with driving for the brewery. Business auto insurance provides coverage for damages arising out of the use of automobiles for business purposes. A fleet safety program is a critical risk management strategy.
• Motorcycle Insurance
  You will enjoy being out on the open road with the peace of mind that Martin & Zerfoss can help you pull together a custom motorcycle insurance policy.
• Boat Insurance
  Whether you own a sailboat, power boat, yacht or personal watercraft, you want to enjoy your time on the water.

Property

• Home Insurance
  Our insurance advisors take time to understand your unique needs, identify and eliminate gaps in coverage that might leave you exposed and create custom plans that fit your life. From auto insurance to home insurance, we’re in the business of helping people protect what they value and have worked so hard to build.
• Condo Insurance
  Condo building insurance can be complicated. Specialty condo insurance recognizes the many different risk types and provides clarity regarding which parties are responsible for covering which risks.

Health and Life

• Life Insurance
  Key man life insurance can keep your business afloat in the event of the death of any employee who is an integral asset to the company’s survival. We’ll work with you to design coverage that helps assure continuity of your business for employees, customers and creditors.
• Long Term Care

Business

• Business Insurance
  In today’s ever-changing environment, risk is constant. Business insurance isn’t. We will thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.
• Commercial Property Insurance
  Commercial property insurance protects your assets in the event that they are stolen, damaged or destroyed in a fire or natural disaster. We’ll partner with you to design insurance coverage that will protect your company’s property.
• Workers Compensation Insurance
  Workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law and may vary by area, so be sure that you understand your obligations for all physical locations where your business operates in and all physical locations where you hire your employees.
• Commercial Liability Insurance
  A business owners policy combines business property and business liability insurance into one convenient policy. We’ll work with you to design coverage that protects your business from a variety of risks, unique to you.
• Professional Liability Insurance
  Lawsuits can happen to anyone, and the damages can be hefty whether you win or lose. Even if you’ve done nothing wrong, you’ll need to defend yourself. So regardless of whether a contract requires it, without professional liability coverage, you could be putting your business’ future at risk.
• Builders Risk Insurance
  Did you know you can protect your properties even before they are finished being built? Builders risk insurance protects from risks like fire, theft and more.
• Restaurant Insurance
  Restaurants carry a very unique set of risks. We can customize a menu of insurance solutions to meet your specific needs. Reviewing the options and developing a plan for restaurant insurance coverage is the perfect recipe.

Personal

• Liability Insurance
  General liability insurance is an absolute necessity for any business. It provides broad coverage when you are deemed responsible and liable, and will also pay to defend any covered lawsuit or action regardless of its merit.
• Travel Insurance
  Travel is exciting, but there are risks associated with every trip.  Investing in a travel insurance policy can help put your client’s mind at ease so they can relax and enjoy the journey.