Motor Vehicle

• Auto Insurance
  Our car insurance agency in Nashua NH serves all of New Hampshire. Providing great rates, tailored coverage, and honest local service.
• Motorcycle Insurance
  Protecting yourself and your bike with New Hampshire motorcycle insurance is crucial, whether you’ve been an avid motorcyclist for years or recently purchased a bike as a way to save money on rising gas prices. Motorcycle insurance coverage is affordable, flexible, and typically provides you with...
• Boat Insurance
  It’s crucial to ensure that your boating activities are covered with boat insurance, whether you are a seasoned boater or recently purchased a boat and are still learning to navigate the seas. Although boat accidents may not occur as frequently as car accidents, property damage to boats can be quite costly, so it’s important to protect the investment you’ve made in your watercraft. Coverage varies from one insurance company to another, but below are several common forms of protection you can expect a standard New Hampshire boat insurance policy to provide...
• RV Insurance
  New Hampshire RV insurance offers coverage to your recreational vehicles to prevent fun from turning into a disaster. Eaton & Berube can customize RV insurance policies to consider risks such as: fishing equipment coverage, vacation liability, towing, and roadside assistance. Recreational insurance in NH should provide proper coverage for boating, all terrain vehicles, RVs and travel trailers. If you like to have fun on the weekends, be sure to talk with us about covering all your NH RV insurance needs.
• Snowmobile Insurance
  New Hampshire snowmobile insurance plays a crucial role in enjoying our state’s 7,000 miles of snowmobile trails to the fullest. Safety and responsibility are key on the trails, and part of being a responsible rider means ensuring that you are protected with snowmobile insurance coverage.
• Mobile Home Insurance
  If you live in a mobile home, obtaining coverage designed specifically to suit this type of domicile is crucial. In fact, standard homeowners insurance typically will not cover the exposures you face in the same comprehensive manner that a New Hampshire mobile home insurance policy will.
• ATV Insurance
  New Hampshire has hundreds of miles of wide and well-maintained ATV trails, rendering it a playground for off-road vehicles. Although our state does not require ATV owners to purchase insurance, a New Hampshire ATV insurance policy will best protect the investment you’ve made in your off-road vehicle. After all, we insure our on-the-road vehicles; shouldn’t we show the same care with our all-terrain vehicles?
• Inland Marine Insurance
  Tools and Equipment Insurance/Inland Marine Insurance – Tools and equipment insurance, also referred to as inland marine insurance, will provide coverage for your valuable portable tools. Hand tools valued at less than $500 are typically covered under a blanket limit, such as $50,000, while larger, more expensive tools and equipment like generators and jackhammers are usually scheduled, or added to your policy, separately.

Property

• Renters Insurance
  According to Trusted Choice, the average cost of renters insurance in the United States was $185 a year in 2010, and the rate in our state is even lower. In fact, the Insurance Information Institute reports that the average cost of renters insurance in New Hampshire is just $152 per year.
• Home Insurance
  Every home is unique and requires a unique amount of coverage for full protection. If you own a high value home, a standard homeowners insurance policy likely won’t provide sufficient coverage. If your home falls into this category, it’s wise to consider a high value home insurance policy.
• Condo Insurance
  What if the pipes are leaking? What if my car is stolen from the carport? What if there is a fire? Do I need replacement cost coverage or actual cash value coverage and what is the difference? Is vandalism to personal property covered? What happens if someone slips and falls in my driveway? At Eaton & Berube, our agents are here to help with all of your New Hampshire condo insurance coverage questions.
• Landlord Insurance
  When it comes to securing landlord insurance in New Hampshire, it’s important for your coverage to be tailored specifically to protect your rental properties, considering that many rental properties represent great investments. A landlord protection insurance policy will provide you with choices to help you ensure that you and your property are fully covered.

Health and Life

• Life Insurance
  Offering New Hampshire life insurance to your employees is an affordable employee benefit and sends a clear message that you care about their families and loved ones. At Eaton & Berube, we are proud to offer both individual and group life insurance solutions throughout New Hampshire. Below are the key highlights of the different NH life insurance plans for you to consider for yourself or your business...
• Health Insurance
  Learn about the health insurance options available for your business and your team. Go To All Employee Benefits
• Disability Insurance
  What does an employer need to know about New Hampshire disability insurance? Protecting your productive employees as an asset can prove instrumental in your business’s success. Losing an employee to an injury or illness, even for a short period of time, can have a huge impact on both your business and on the disabled employee. An employee’s ability to earn a living is his/her greatest asset and business disability insurance can help protect this asset.
• Long Term Care
  Long-term care insurance plans provide medical care and other services to patients who require care in their own home or in a long-term care facility.  Because people are living longer, they are requiring expensive assistance in their later years. Long-term healthcare services can be provided in your home, in an adult day care, in an assisted living facility or in a nursing facility. Planning for the emotional and financial burden that results when you require assistance is an essential component of retirement planning. Some people can pay the bill out of pocket while others qualify for Medicaid (welfare), but most of us will fall somewhere in the middle.
• Dental Insurance
  Offering New Hampshire dental insurance at your business enhances your employee benefits package and is affordable. When looking for affordable dental insurance, there are many coverage aspects to consider, as they will affect your employer costs. In addition to offering NH dental insurance as an employee benefit, we are also able to assist individuals and families with their dental insurance needs. Below are highlights of the key dental insurance plans for you to consider for your NH family or business...

Business

• Business Insurance
  Every business of every size has unique risks, which is why it’s crucial to protect your company with large or small business insurance in New Hampshire.
• Commercial Property Insurance
  A basic commercial property insurance policy may be all you need, but the types of coverage can vary from one insurance company to the next. For this reason, it’s helpful to work with an independent insurance agent who will assess your business’s exposures and help you secure coverage that suits your needs. At Eaton & Berube Insurance in Nashua, NH, our independent agents have been assisting New Hampshire businesses with their coverage needs for more than 70 years. For more information about coverage options or to get a free quote for New Hampshire commercial property insurance, call us today at 603-882-2766 or
• Workers Compensation Insurance
• Commercial Liability Insurance
  Securing commercial umbrella insurance in NH has become increasingly important, considering that we live in a very litigious society where businesses are often the targets of lawsuits. Mistakes and omissions once considered innocent inevitabilities now expose New Hampshire business owners to expensive lawsuits. More and more occupations are being held to “professional standards” by the courts, creating a higher need for extended protection, or business umbrella insurance.
• Professional Liability Insurance
  We recommend that all businesses secure a New Hampshire general liability insurance policy. Depending on the type of business you operate, you may wish to consider other types of commercial liability insurance as well, such as professional liability insurance (errors & omissions insurance), employment practices liability insurance (EPLI), and directors and officers insurance (D&O insurance). We’ll help you better understand each of these types of coverage, along with which ones we recommend to ensure your business’s full protection.
• Builders Risk Insurance
  Builders Risk Insurance – This type of coverage is specifically designed to cover property during the course of construction, which includes renovation and repair. Many lenders will require builders risk insurance before providing financing for the construction project.
• Restaurant Insurance
  In addition to Nashua where our office is located, we are pleased to provide restaurant insurance in Hudson, Hollis, Brookline, Litchfield, Amherst, Merrimack, Milford, Bedford, Manchester, Concord, Goffstown, Derry, Salem, Londonderry, Windham, Wilton, Mont Vernon, and all of New Hampshire. To get a free New Hampshire restaurant insurance quote, please call us today at 603-882-2766 or submit our online quote request form.

Personal

• Annuities
• Liability Insurance
  New Hampshire umbrella insurance goes beyond the liability policy limits and professional services exclusion clause, providing your business with an additional layer of liability protection.
• Pet Insurance
  Thinking about protecting your pet with an insurance plan? Pet insurance helps cover the cost of veterinary care when your dog or cat gets injured or sick, allowing you to focus on providing the best care for your pet without having to worry about a major financial setback. We are pleased to partner with Figo to offer pet insurance in NH and the surrounding area. To get a quick, free pet insurance quote and save an additional 5% with our agency discount...

Natural Disaster

• Flood Insurance
  New Hampshire flood insurance is a wise investment, as we know flooding will occur each year – it’s just a question of where. The truth is, from the Connecticut to the Piscataqua, and the Ashuelot to the Nashua, everyone is vulnerable to flooding, and to protect your home and personal property against flood damage, you need a flood insurance policy.
• Earthquake Insurance
  Is earthquake insurance in NH necessary? If you’re asking yourself this question, you aren’t alone. Although New Hampshire is not known for the devastating earthquakes that make national news, our state has experienced several minor earthquakes in recent years. In February 2018, Southern NH and Massachusetts residents felt a 2.7 magnitude earthquake that was situated in East Kingston, N.H. In October 2013, Contoocook, NH experienced an earthquake measuring 2.5 on the Richter scale, and the previous year, an earthquake measuring 4.0 that struck Biddeford, ME was felt as far away as Concord and Nashua, NH.