I bought a 99 Suburban from them in '03, financed it over 2 years, paid it off. My husband and I are currently purchasing an '04 Chevy SUV and an '03 Dodge Truck from them under about the same terms. Our oldest child will be 16 in October and we plan on purchasing her first vehicle from Pineywoods as well. The in-house financing is definitely a plus, your debt to income ratio isn't affected, saving your credit for larger purchases. But above all, they are local, honest, Christian business owners....highly recommended.