Motor Vehicle

• Auto Insurance
  A classic car isn't just a form of travel; it's a form of investment that appreciates with time. These cars are over 15 years old and can be particularly rare. Other than being a few years old, classic cars must be in great conditions, securely stored, and be used limitedly. At Focus Insurance, we have experience providing classic car insurance to the residents of St. Louis, Eureka and the surrounding areas throughout Missouri.
• Motorcycle Insurance
  If you want to fulfill the motorcycle insurance requirements in Missouri, you need to have a liability insurance plan for covering expenses associated with bodily injuries and property damage suffered by others after causing an accident. A motorcycle insurance policy must have a minimum coverage limit in one accident. We can offer you more information on these standard minimum requirements.
• Boat Insurance
  With a boat insurance plan from Focus Insurance, you can relax knowing you are properly insured. Many of our clients in St. Louis, MO, Lake of the Ozarks and other surrounding areas enjoy time on the lake, knowing they are properly insured. Some of the marine vehicles we can insure include...
• RV Insurance
  Do you need a recreational or full-time RV insurance? At Focus Insurance in St. Louis / Eureka, MO, we provide different RV insurance coverage policies for travel trailers, 5th wheels, and motorhomes regardless of where you are in Missouri, or any of the other 38 states we’re licensed in. Below are some of the RV insurance coverage options.

Property

• Home Insurance
  Over the years, we at Focus Insurance in St. Louis/Eureka, MO have learned that Missouri homeowners have grown accustomed to a 'get it done' attitude when it comes to getting a basic Missouri homeowners insurance policy.

Health and Life

• Life Insurance
  Life insurance is an ideal way to ensure that your family will not struggle to pay the mortgage, school fees, and other basic needs when you are gone. At Focus Insurance, we will help find the best life insurance coverage for your family. Many of our clients prefer to discuss this type of insurance during a face to face consult and we very much welcome a vist to our office for a personal meeting. Focus insurance is located Eureka, MO and we service the entire St. Louis area. We are also licensed in 38 states.

Business

• Workers Compensation Insurance
  Workers compensation: The law mandates employers to offer safe working environments for their employees. But, accidents still happen even when you take reasonable safety measures. This part of your policy covers employees when they suffer work-related injuries or illnesses.

Personal

• Liability Insurance
  If you are sued by third-party individuals or businesses, your primary insurance policies (home, auto, boat, renters, etc.) will most likely cover the damages. However, in the event of a major loss such as severe accidents and large lawsuits, your primary insurance may not carry enough coverage to cater for all damages. That's when umbrella insurance comes into play. Without it, you'll have to personally cater for any excess damages that go beyond what your primary insurance policy provides.

Natural Disaster

• Flood Insurance
  Imagine the pain of losing your possessions due to flood damage. A few inches of water can cause damage costing thousands of dollars. The unpredictability of when a flood might occur makes it important to have flood insurance in place. If you are in Missouri, we at Focus Insurance in St. Louis / Eureka, MO can help you acquire flood insurance that meets your needs. We have an excellent team of agents, and we understand the needs of the local people.