Motor Vehicle

• Auto Insurance
  Most drivers in Idaho and Washington are required by state law to have at least minimum auto insurance coverage. That’s part of why you see so many ads on television and across the internet for cut-rate car insurance. However, the cheapest premiums aren’t always the best value. The best auto insurance policy for you is one that will provide an affordable premium for the coverage your need, along with great customer service both before and after an accident.
• Motorcycle Insurance
  Your motorcycle insurance policy can include any or all of the options below. Call us today to discuss what coverage is best for you.
• Boat Insurance
  In Idaho, boat insurance is not required by law, but that doesn't mean you won't be required to have it. For example, if you took out a loan to finance the purchase, your lender will likely require you to have coverage until you have paid back the loan. In addition, if you plan to moor your boat at a marina or dock, the facility may also require insurance as a condition of keeping your boat there. Even if you don't have any entity requiring you to have boat insurance, you may still wish to have coverage simply for your own financial protection and peace of mind.
• RV Insurance
  RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Let our team help you select the right coverage for your RV needs and get a great price at the same time. We work with you to get quotes from multiple companies to let you compare coverage and save money.  Contact our offices in Moscow, Coeur d'Alene or Spokane Valley, or request a quote online.
• Snowmobile Insurance
• Golf Cart Insurance
• Dune Buggy Insurance

Property

• Renters Insurance
  Your renters insurance policy also protects you and your family against certain bodily injury and property damage claims for which you are liable. Legal defense is also provided in the event you are sued after a covered loss, subject to the limits you have selected.
• Home Insurance
  Your home in Idaho or Washington is a valuable asset, and it deserves robust protection in case of emergency or natural disaster. A homeowners insurance policy can help to cover the costs of repairing any damage to your home, and it can also be used for medical expenses if someone is injured on your property. Here's what you need to know about this important type of insurance policy.
• Condo Insurance
  Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.
• Landlord Insurance
  As a landlord, you want insurance that’s tailored specifically to protect your rental properties. A Landlord Protection policy gives you choices when purchasing the insurance coverage you need.

Health and Life

• Life Insurance
  Want to see how working with our agency can benefit your insurance needs? Complete a request for a free online quote, call one of our offices or e-mail our agency at info [at] KuespertInsurance [dot] com. We will take all the time you need to help you find the best coverage options for all your insurance needs. Whether you need car insurance, home insurance, boat insurance, recreational vehicle insurance, business insurance, farm insurance, health insurance or life insurance, or more, we can help.
• Health Insurance
  A healthy body is a happy body, and there’s no better way to preserve your health and your family’s health than with a health insurance policy from Kuespert Insurance.

Business

• Business Insurance
  Kuespert Insurance understands the Idaho business insurance needs of our customers. The right coverage for you is unique – call us today to find out how to protect your business and your future with the right insurance.
• Commercial Property Insurance
  A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent insurance agent, Kuespert Insurance can help you determine the type of insurance policy and range of coverage that is best for your business.
• Commercial Liability Insurance
  If the injured person chooses to file a claim against your company, you could be required to pay their medical expenses, as well as a possible settlement to cover additional pain and suffering, ongoing treatment, lost wages and more. Without commercial liability insurance, your company could be forced to pay this settlement out-of-pocket.
• Professional Liability Insurance
• Restaurant Insurance
  Restaurant insurance from our knowledgeable agents in Moscow, Coeur d'Alene and Spokane Valley starts with the basics. Most policies include

Personal

• Liability Insurance
  To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.
• Identity Theft Insurance

Natural Disaster

• Flood Insurance
  Most commercial property policies exclude flood as a covered cause of loss. A separate policy must be purchased to protect you from resulting damage. Check your current property insurance policy to be sure you are covered. If you’re unsure, just ask us to review your insurance policy, and we’ll help you find the best solution.