Motor Vehicle

• Auto Insurance
  Chances are, you’ve filed at least one auto insurance claim in your lifetime—even if it was minor. According to the car insurance industry, the average driver has a total of three to four accidents in his or her lifetime. Now that doesn’t mean each accident is life-threatening. Most of these claims are mere parking lot scrapes or unlikely meetings with immovable objects. But minor accidents can rack up thousands of dollars in repairs, and major accidents can financially cripple you in medical expenses. Mayfield Insurance will work with you and several different top-rated carriers to determine which insurance plan works best for your needs, desired deductible and premiums.
• Motorcycle Insurance
  You can choose from liability, motorcycle damage or both to protect your motorcycle adventures. Some optional endorsements included uninsured motorist passenger liability, sunny day feature, increased limits for custom motorcycle parts, safety apparel coverage and motorcycle towing and labor expense coverage. Mayfield Insurance also has quite a few motorcycle insurance discounts available too!
• Boat Insurance
  Most recreations boats—sailboats, outboard boats, inboard/outdrive boats and certain inboard boats---are covered under our boat owners insurance plans. Typical boat insurance options you have to choose from include physical damage, liability, medical payments and uninsured boaters.
• RV Insurance
  First, we need to identify what a recreational vehicle is. Snowmobiles, golf carts, and all-terrain vehicles fall into this category. Coverage available for RVs is similar to auto insurance and include bodily injury, property damage, medical payments, uninsured motorists and physical damage coverage. RV insurance also has several discounts available to help lower your premiums.
• Inland Marine Insurance

Property

• Renters Insurance
• Home Insurance
  Home insurance goes beyond being there for you in case of a fire or other disaster. It’s actually a pretty powerful tool for homeowners. That’s why it is important for every homeowner to look at their options and make sure their home is protected—inside and out—with a good home insurance plan. Mayfield Insurance will work with our top-rated carrier network to help you find the right home insurance plan based on your needs and budget. We’ll walk you through all the options and help you see there’s so much more to it than simply fulfilling a bank loan requirement. There are many ways it can help you save thousands of dollars in repairs.
• Landlord Insurance

Health and Life

• Life Insurance
  Life insurance is not a one plan fits all scenario. There are quite a few different options, premiums and benefit payouts to choose from. The option that is best for you? Well, that too may change as life situations and overall goals change. Mayfield Insurance will help you navigate the many options and guide you to the best plan and benefit levels to protect the financial future of those you love.
• Health Insurance
  For many, health insurance is offered through their employer. But as more people choose self-employment, cut back to part-time, work for small businesses or look at retiring early, health insurance quickly becomes a hot topic and one you need to figure out. Fortunately, you’re not alone in the journey. Mayfield Insurance will help you shop hundreds of plans on the market to figure out which network, premiums, deductibles and co-payments are best for you.
• Long Term Care

Business

• Business Insurance
  Thankfully, Mayfield Insurance gets that there is no one-size-fits-all commercial insurance package. Our team will walk you through a series of questions that helps us define your business’s unique needs and risks. Then we get to work. We shop our network of top-rated insurance companies. We compare plan coverages and enhancements to make sure they match your business’s long-and short-term needs and goals. And we design a plan that factors in the right mix of business insurance products at a rate your business can afford.
• Commercial Property Insurance
  Whether you’re just opening your business or have been up and running for years, property insurance is a must-have coverage. But it protects much more than the physical location of your business. It also covers business personal property and your business income. That adds up to make this one powerful policy you’ll want to include in your business’s insurance plan.
• Workers Compensation Insurance
  Accidents happen on the job, even if you work in a low-risk office environment. That’s why workers compensation insurance is considered mandatory insurance if you have a business with employees. Here’s the catch though: workers compensation is one of the highest insurance costs businesses take on. And, if it isn’t carefully monitored, premiums can rise and fall without any warning or notice.
• Commercial Liability Insurance
  6.) Commercial Umbrella – This coverage offers an added layer of protection for your other policies and is designed to give you more coverage in the event of a lawsuit, customer or employee injury, or devastating loss. FOR MORE INFORMATION ON COMMERCIAL UMBRELLA, CLICK HERE.
• Professional Liability Insurance
  Unfortunately, no. General liability will not cover you if you make a mistake. But professional liability does. Ask Mayfield Insurance about specific professional liability coverages for your industry.

Personal

• Liability Insurance
  Your basic General Liability Insurance policy is intended to protect you and your business financially when you’re found responsible to cover damages to people or property. This coverage is usually a requirement, but did you notice anything missing from that explanation?