RFS has knowledgeable and caring advisers. Aroberts1..you clearly know nothing about life insurance or how it works. I am a medical resident and RFS has helped me every step of the way, I have even recommended my friends to use their services as well, I specifically also worked with Hunter Gimbel and found him to be professional, thoughtful and helpful every step of the way. I would HIGHLY recommend them to anyone.

Rosenzweig Financial Services is a joke for a financial planning company. They claim to address all of your retirement and financial planning needs, including insurance. We learned the hard way not to use a financial planner who also sells life insurance. VP Hunter Gimbel sold my husband a VUL when he was in his early 20's, claiming it would protect his future family if something happened to him, but also was a great investment tool. If you talk to any decent financial advisor, they will tell you these things are a huge waste of money and you are better off buying term life insurance and investing the difference in your 401K/IRA for retirement planning. Hunter rubbed me the wrong way from the beginning with his sales-y pitches. It's now obvious to me he doesn't care about his clients, only about padding his own pocket through commissions on financial vehicles he sells, even if they are a huge waste of money. I highly encourage you to look elsewhere for a financial advisor.