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State Directory- Auto InsuranceTo drive legally in Michigan, state law requires the purchase of no-fault automobile insurance. If you or your family are injured in an auto accident, your auto insurance will pay all reasonably necessary expenses with no maximum limit, as well as wage loss benefits and replacement service benefits. In a serious accident, injuries can amount to hundreds of thousands of dollars in cost to you. The financial security that results from being insured is one of the most important reasons to purchase insurance.
- Home InsuranceWhile a standard homeowners policy helps protect your house, it typically helps cover more than just the physical structure of your home. From your personal belongings to the shed in your backyard, or even medical bills if a guest is injured on your property, a standard homeowners insurance policy may include the following coverages...
- Life InsuranceWhole Life insurance is the simplest form of permanent life insurance. It offers death benefit coverage up to age 110 and gives you a guaranteed interest rate on your cash value.
- Business InsuranceThe four main types of commercial insurance are liability insurance, property insurance, commercial auto, and workers’ compensation insurance. Liability insurance protects you from damages that your company inflicts on any third parties. It covers the cost of personal injury or property damage lawsuits and injuries customers incur at your place of business. Property insurance covers damages to property within your place of business, such as fire or flood damage. Workers’ compensation insurance protects you in case employees are injured on the job. It also prevents employees from filing negligence lawsuits against you for any injuries they sustain during work. There are additional, specialized forms of coverage under each of these broad categories that can protect you from business-specific liability.
- AnnuitiesAuto-Owners Annuities are the perfect tool for your Safe. Sound. Secure. ® retirement planning, offering a guaranteed minimum interest rate.