Motor Vehicle

• Auto Insurance
  A car or truck is often your biggest asset aside from your home. Auto insurance protects against potentially crippling financial losses and the sheer inconvenience of being without transportation.
• Truck Insurance

Property

• Home Insurance
  Your home is the center of your life. It’s also your biggest investment. So make sure you cover the unique risks you face with home insurance. Get the right policy that will take care of both small and large risks related to owning a home.
• Landlord Insurance
  First, you’ll need the same basic protections as with standard landlord insurance. These include must-haves like personal liability and property damage, plus optional extras that are well worth considering, such as insurance against lost rent while a property is being repaired.

Health and Life

• Life Insurance
  One way high net worth insurance responds to this challenge is by bringing multiple areas of coverage and expertise together into a comprehensive insurance solution based on your individual needs. This usually includes coverage for your home(s), vehicles, travel, and even life insurance. The solution is custom-designed for your particular lifestyle, assets, and risks rather than simply combining “off-the-shelf” policy terms and conditions.
• Health Insurance

Business

• Business Insurance
  We strive to serve the insurance needs of individuals and businesses in Orem and beyond. We create personal insurance, business insurance, and specialized business insurance policies designed to fit your needs. Get in touch with our friendly, experienced team to get started.
• Commercial Property Insurance
  Commercial property insurance protects your business against equipment and machinery being damaged by fire, flood, and other external risks. But, it doesn’t cover risks such as mechanical failure, breakdown, wiring problems, or short circuits.
• Workers Compensation Insurance
  Workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law and may vary by area, so be sure that you understand your obligations for all physical locations where your business operates in and all physical locations where you hire your employees.
• Commercial Liability Insurance
  A commercial umbrella policy will provide extra coverage over and above general liability, directors and officers liability, auto liability, and employers liability policies. Limits start at $1,000,000 and go as high as $200,000,000.
• Professional Liability Insurance
  Errors and omissions, also called professional liability, is not so much about the property itself, but rather the decisions and actions you take as property managers. Some examples include disputes over whether you followed eviction procedures correctly and cases where you mistakenly hire contractors who aren’t adequately licensed.
• Builders Risk Insurance
  Did you know you can protect your properties even before they are finished being built? Builders risk insurance protects from risks like fire, theft, and more.
• Restaurant Insurance
  Restaurants carry a very unique set of risks. We can customize a menu of insurance solutions to meet your specific needs. Reviewing the options and developing a plan for restaurant insurance coverage is the perfect recipe.

Personal

• Liability Insurance
  General liability insurance is an absolute necessity for any association. It provides coverage for legal fees and judgments when the association is named in a covered lawsuit.
• Travel Insurance
  Various types of travel insurance are available that may offer protection in case of lost baggage, trip cancellation or delays, or trip interruption. You may also want to consider policies that cover accidental death and dismemberment, as well as the repatriation of remains.
• Identity Theft Insurance

Natural Disaster

• Flood Insurance
  The first myth is that flood insurance is only needed for people living in designated flood zones. In reality, flooding is a potential risk everywhere and the damage can be devastating.
• Earthquake Insurance
  Even with your homeowner’s insurance, you’re still at risk in the event of an earthquake. A specialty earthquake insurance policy can help bridge the gap in coverage, keeping your home and possessions protected.