- Auto InsuranceIn short, an umbrella offers extra liability coverage. It adds one million dollars (or multiples of $1 million) of protection to the liability limits of your home and auto insurance policy. Should a judgment against you exceed the limits of that policy, the umbrella picks up the unpaid portion up to the umbrella policy limit. We recommend that our clients should have as much liability protection as they feel they need and can afford. You never know when the loss will occur that will exceed the liability limits on your home or auto policy. An umbrella can protect your assets against just such an occurrence. There are minimum liability limits that must be maintained on your underlying policies if you have an umbrella.
- Home Insurance
- Life InsurancePete has been a property casualty and life/health agent since 1996. His focus is farm policies. He can also assist with life insurance and medicare supplements. Contact Pete by email at pete@noble-ins.com
- Liability Insurance
- Flood InsuranceFlood is excluded from all homeowner's policies. This particular coverage cannot be added to your homeowner's policy. However, we do offer Flood Insurance policies to our insureds who wish to purchase that coverage. This policy would be separate from your homeowner's. If you live in a participating community, you are eligible to purchase a flood policy.