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YOU lender for life™.
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- College Groves
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General Info
We finance under most favorable and flexible terms to local US legal residents under VA. FHA. Usda and conventional guidelines. We excel on jumbos or complex transactions. Foreign nationals require 30% down for single Family homes. Or 35% for CONDOMINIUMS/CONDOTELS. AS always. We have NO loan size limits. Except government loans. Single Family homes. Condominiums and TOWNHOMES with AS little AS 5% DOWN-PAYMENTS under NON-FHA programs (conventional with cheaper MI expense). FHA; 3.5%+ DOWN-PAYMENT. 100% financing under VA programs. We override reserve requirements on condominiums and other potential deal killers with 20%. Or higher down payments. We participate in Fannie mae’s HOMEPATH program. NO appraisal or PMI required with AS little AS 5% DOWN-PAYMENT. LOW fico scores ACCEPTABLE. ALWAYS written rates and closing costs quotes to your Buyers. Zero unpleasant SURPRISES. ONE of the oldest Banks in the country in business for 129 years. Since 1885. SEASONED in-house underwriters. Full control on the transaction. Except when I will broker a loan to save your DEAL. 3/1.5/1.7/1 and 10/1 fully amortizing or interest only arms. AS well AS fixed rate programs.