Motor Vehicle

• Auto Insurance
  Automobile insurance is designed to cover the risk of financial liability or loss of a motor vehicle that an owner may face if their vehicle is involved in a collision, resulting in property or physical damages. In the State of Florida, if you own a vehicle with at least four wheels and are registering it, you must have auto insurance. A motor vehicle owner typically pays insurers a monthly fee, often called an insurance premium. The insurance premium a motor vehicle owner pays is usually determined by a variety of factors including the type of vehicle covered, the age and gender of any of the covered drivers, the drivers driving history, and the location where the vehicle is primarily driven and stored. Additionally, many insurance companies offer premium discounts based on these factors. Let the P&P Insurance Agency review all of the above factors and help you develop an insurance plan with the appropriate company to help you meet your needs with the best possible coverage and the lowest price.

Property

• Renters Insurance
  This type of insurance is designed to protect your home against damages to the house itself, or to possessions in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property. In the U.S. there are seven forms of homeowners insurance that have become standardized in the industry; they range in name from HO-1 through HO-8 and offer various levels of protection depending on your needs as the homeowner. The P&P Insurance Agency can help you determine which form of insurance is right for you. While homeowners insurance covers most scenarios where loss could occur, some events are typically excluded from policies, namely: earthquakes, floods or other "acts of God" and acts of war. For people living in Florida, adding an extra policy for flood insurance and Windstorm Coverage can be a good idea to offer further home protection and peace of mind. Some homeowners insurance is designed for renters, typically HO-4 or "renters insurance", and only covers possessions within the home and isolated events not covered in the property insurance held by the owner. For more information on flood insurance, please visit our flood insurance tab under coverage.
• Home Insurance
  Typical homeowners insurance policies offer coverage for damage caused by fires, lightning strikes, windstorms and hail. But, it's important to know that not all natural disasters are covered by homeowners insurance. For example, damage caused by earthquakes and floods are not typically covered by homeowners insurance.

Business

• Commercial Property Insurance

Personal

• Liability Insurance
  Having general liability insurance coverage protects your business against third-party claims of bodily injury or damage to someone else's property. However, it does not protect your own personal property.

Natural Disaster

• Flood Insurance
  Protect your personal property and belongings with a flood insurance today. Whether you're required to buy flood insurance or just want additional protection for your property, The P&P Insurance Agency can help insure your investment with the best flood policy, at the lowest possible price.