Motor Vehicle

• Auto Insurance
  The driver renting the car was most likely at fault.  There is $1 million of liability coverage from Relay Rides and Liz has $300,000 coverage in her car insurance policy.  However, the final cost of all claims and/or legal judgments is unknown.  If the total does end up exceeding $1 million, the courts may have to determine who pays and how much.
• Boat Insurance
  In addition to using a variety of insurance companies to obtain the lowest possible premium for your boat insurance, we will review with you all of the available discounts and coverages. The value of boats can decrease over time and we will review with you what should be the proper limit of insurance for your boat.

Property

• Renters Insurance
  However you will need Coverage C, which will cover your personal property.  Like the HO3, coverage is on an Actual Cash Value basis and can be extended to replacement cost for an additional charge.   When it comes to the perils for your Coverage C (personal property), your renters insurance will cover your personal property for the following 16 perils.
• Home Insurance
  As your largest investment, it's important to make sure you have the proper Homeowners insurance coverage in Coral Gables. We'll help you choose between the available options so your Home Insurance provides the coverage you want at the lowest possible price.

Health and Life

• Life Insurance
  Life Insurance is not complicated or expensive when you work with one of our licensed sales representatives. Let's explore options to protect your loved ones.
• Health Insurance
  In the event of an accident and injuries occur, this offers coverage to you and any passengers for medical bills and costs for an ambulance.  Per day this could cost about $1 – $5, but if you have good health insurance or you have personal injury protection through a personal car insurance policy, you may not need it.

Business

• Business Insurance
  Business Insurance coverages can include much more than just basic property and liability coverages.   We offer a wide range of insurance policies and programs for businesses located in
• Commercial Liability Insurance
  Whether your Pinecrest business is near SW 68th Court, Palmetto Road or anywhere in between, Filer Insurance has your business insurance solution! We understand the needs of local, small businesses -- after all, we are one! With nearly a century in business, our agency has extensive experience working with companies of all sizes and scopes. From commercial liability insurance, workers’ comp and commercial car insurance coverage to specialty packages for select industries, we can help minimize your risks and provide you the best protection at the best rates.
• Professional Liability Insurance

Personal

• Liability Insurance
  If you have substantial assets, you need to protect them.  Personal Umbrella Liability gives you additional liability coverage above your Home, Auto, Boat and other policies.

Natural Disaster

• Flood Insurance
  When disaster strikes, flood insurance policyholder claims are paid even if a disaster is not Federally declared. Flood insurance means you'll be reimbursed for all your covered losses. And unlike Federal aid, it never has to be repaid. In general, a policy does not take effect until 30 days after you purchase flood insurance. So, if the weather forecast announces a flood alert for your area and you try to purchase coverage, it's already too late. You will not be insured if you buy a policy a few days before a flood.