I started working with this company about a year ago. I was nervous at first because I was questioning myself if I was doing the right thing. The agent I was working with was also named Nichole and she very thoroughly answered all my questions. She talked me into giving them a try and after just a few months I saw one of my credit card debts was already settled and that just gave me the motivation to stick with the company. One year later I am completely debt free! Something I could of never done without their help. Their customer service skills were wonderful and if I had not gone with them I would still be in debt. They set me to pay back my total debt at only 58% with no interest. I was paying out $800.00 monthly before just in interest and now I have extra money to pay for the necessities of life and my kids are able to take ballet and soccer in which I couldn't afford to pay for before. Thank you Debt Relief Centers of America as I was in a world of a mess and you saved my family.