Motor Vehicle

• Auto Insurance
  The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other event covered by your insurance policy. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
• Motorcycle Insurance
  Your motorcycle insurance policy can include any or all of the options below. Call us today to discuss what coverage is best for you.
• Boat Insurance
  Do you know what to look for in a Missouri watercraft insurance policy? Gallaher Insurance can help you determine the right amount of coverage to meet your specific needs. Just contact us today to get started.
• RV Insurance
  RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Let Gallaher Insurance help you select the right coverage for your RV needs and get a great price at the same time. You can even request a quote online and we'll get back to you with quotes from multiple companies so you can compare and save!

Property

• Renters Insurance
  Your renters insurance policy also protects you and your family against certain bodily injury and property damage claims for which you are liable. Legal defense is also provided in the event you are sued after a covered loss, subject to the limits you have selected.
• Home Insurance
  Since standard home insurance doesn't cover flooding, it's important to have protection from floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S.
• Condo Insurance
  Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.
• Landlord Insurance
  As a landlord, you want insurance that’s tailored specifically to protect your rental properties. A Landlord Protection policy gives you choices when purchasing the insurance coverage you need.

Health and Life

• Life Insurance
  Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made your family when you are gone.
• Health Insurance
• Long Term Care

Business

• Business Insurance
  Gallaher Insurance understands business insurance. As an independent insurance agency, we take pride in reviewing your options with multiple insurance companies and comparing protection and prices to find the best value for your business. We are committed to being an advocate for you and your business.
• Commercial Property Insurance
• Workers Compensation Insurance
• Commercial Liability Insurance

Personal

• Liability Insurance
  To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.

Natural Disaster

• Flood Insurance
  In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding. Find out more about the NFIP and how it can help you protect yourself.
• Earthquake Insurance
  Earthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active. For many of our customers in Missouri, earthquake insurance can be inexpensive. contact us to find out what the costs would be for your home.