This is the most pitiful excuse for a financial institution I have ever seen. They nickel and dime you to death ($15 to request a new ATM PIN, you can't withdraw more than $100 cash per day at the window, although ATM limit is $400. Can't deposit a two-party check for less than $75 into a SAVINGS account with over $3500 in it. I'm glad I no longer have an account with them, I am using a real bank.