- Property Damage€¢ Property damage. The most common type of insurance claim we assist with is damage to structures or other property (i.e., personal property, business equipment, machinery, etc.). We routinely represent owners of homes, apartments, commercial buildings, office buildings, warehouses, churches, condominium complexes, and other types of structures. Most insurance policies insure property against all risks of direct physical loss, but are subject to a host of exclusions and limitations.
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