Taxes

• Tax Planning
  Expenses for investment and tax planning are deductible, as itemized expenses, subject to IRS limitations (see IRS Section 212).
• Charitable Giving
  Our services can include advice on investments, taxes, estate planning, cash flow and debt management, retirement, college funding strategies, insurance, charitable contributions and small-business financial planning. There is nothing that is off limits. If it has to do with money, we help our Clients with it.

Investment

• Investment Management
• Mutual Funds
  Russell was founded in 1936 and is the creator of the Russell Global Indexes, including the Russell 2000. Their purpose is to improve financial security for people by providing strategic advice, world-class implementation, state-of-the-art performance benchmarks, and a range of objectively researched, institutional-quality investment products. Their clients include banks and insurance companies, investment advisors, defined benefit and contribution plans, endowments, foundations and sovereign wealth funds. William T. Heidig, CFP® received training from the Russell Company in the selection, monitoring and benchmarking of investment advisors and mutual funds.

Planning

• Financial Planning
  The categories of nonpublic information that we collect from Clients include financial information, health information to the extent that is needed for the financial planning process, information about transactions between Clients and third parties, and information from other professionals. We use this information to help Clients meet their personal financial goals.
• Retirement Planning
  Wise different. We categorize Clients by needs. Our Clients are always seeking the financial benefits of higher investment returns, income or estate tax savings, and help with a diverse list of financial decisions. Our Clients look to help them articulate personal goals and develop comprehensive planning strategies for achieving them. The firm’s expertise is in comprehensive financial and life planning with an emphasis on pre-and post-retirement planning tax strategies.
• Annuities
  Our ONLY interest is that our Clients' make the best informed decisions possible. As fudiciary advisors, our focus is to help a Client through the comprehensive financial planning or a segment of that effort, to allow for good decisions. We do not sell annuities, insurance, or any commissioned products. Instead, we provide an upfront fee quotation that is all we receive to work with a Client.
• Long Term Care
  Insurance protection (disability, life, health, property/casualty, long term care, liability - umbrella, professional, casualty, key employee, healthcare)
• Asset Management
  Wise Financial Planning and Asset Management Services are investments, not costs—and thus Clients focus on their improved financial results. Our belief is that money properly used enhances life satisfaction. Beyond the actual dollar cost, there is a subjective value in the peace of mind that having your financial affairs in order will bring. The long range benefits will far outweigh the costs. We offer a unique value proposition and necessary resources to bring benefits.
• College Funding