Motor Vehicle

• Auto Insurance
  Accidents can happen at any time, even to the most experienced driver. To be sure you can get back on the road quickly after an accident, it’s imperative that you have Auto Insurance.

Property

• Home Insurance
  Owning a home is a big responsibility – it’s where you keep your possessions and where your family resides. Whether you live alone or with a large family, having Homeowners Insurance is equally as important. No one likes to imagine having their home damaged, but it’s important to be prepared if the unthinkable happens.

Health and Life

• Life Insurance
• Disability Insurance
  In This Issue: Group Disability Insurance, Will Your Business Survive A Winter Emergency, New CL Team Members, Winter Slips and Falls, Construction Defect Claims, Snow Expert? Don’t Bet On It and 5 Ways to Help Employees Beat the Winter Blues. Read more
• Long Term Care

Business

• Business Insurance
  Corcoran & Havlin’s business insurance representatives analyze your insurance requirements first, from the viewpoint of risk management. By risk elimination, risk reduction, risk transfer or risk assumption the cost of your business insurance may be considerably reduced. Your existing insurance is examined and options and cost comparisons are submitted to you for review. Corcoran & Havlin will assist you in developing a responsible protection program for your business.
• Workers Compensation Insurance
  Worker’s Compensation Claims: You will need to print and fill out a Worker's Compensation First Report of Injury Form in order to assist us in reporting the loss.
• Professional Liability Insurance
  In addition, Corcoran & Havlin has negotiated preferred premiums which all non-profits can take advantage of as a Massachusetts Nonprofit Network member. Corcoran & Havlin is also the endorsed agent for the Commonwealth Purchasing Group, a wholly owned subsidiary of the Massachusetts League of Community Health Centers. All of our program offerings include products from the top carriers in the industry for: Property, General Liability, Workers’ Compensation, Automobile, Umbrella and Professional Liability. Our firm is especially adept at assessing your exposures to loss and providing the best coverage and cost solutions. In addition to package insurance solutions, Corcoran & Havlin has exclusive coverage designs for Director’s & Officers liability with preferred premium rates.
• Builders Risk Insurance
  Meeting the changing needs of residential builders & remodeling contractors is one of our agency’s strong points. To meet the insurance and risk management needs of our contractor clients; Corcoran & Havlin has secured an exclusive program to provide General Liability, Tools & Equipment, Builders Risk and Workers Compensation insurance. For qualifying contractors this program provides the coverage they need at substantial cost savings over comparable surplus lines policies. In addition, Corcoran & Havlin can access virtually all other insurers to ensure you have the coverage you require. Safety programs and other valuable resources are available to our clients to help keeps claims to a minimum.
• Restaurant Insurance
  As you know, the restaurant business is nothing if not unpredictable. You need coverage that anticipates a wide range of possibilities.

Personal

• Liability Insurance
  The Personal Umbrella Policy was designed to provide coverage in the event of a catastrophic claim, lawsuit, or judgement. Personal umbrella policies provide excess liability insurance over the insured’s basic primary policies, such as the homeowners, personal auto and boaters policies.

Natural Disaster

• Flood Insurance
  If, however, you live in a flood-prone area, you should consider, and may be required by your lending institution, to purchase a flood insurance policy. Contact your agent to learn more about the Federal Flood Insurance Plan, the exclusions, and the limitations of coverage in these policies.
• Earthquake Insurance
  The strongest earthquake to hit southern New England in decades shook homes throughout the region on Sunday morning. George Doherty (President of C&H) spoke with NBC Boston to discuss Earthquake Insurance coverage. Read more