- Auto InsuranceWhether you are a new driver or have decades behind the wheel, driving a car comes with risks. At River City Insurance Agency, we help drivers like you find affordable, qualify auto insurance that protects against the financial risks associated with owning and operating a car. As your local independent agency, we can help you shop and save on the coverage you need without sacrificing the quality of your protection.
- Motorcycle InsuranceThe professional and courteous service. They have an answer for all your questions and insurance needs. River City Insurance provides insurance coverage for the majority of ATV Clubs in our area and most of our members with their ATV, UTV and motorcycle insurance coverage.
- Home InsuranceThe first thing you do when you buy a home is purchase insurance to protect your investment. Not only is it a requirement of most mortgage lenders, but it can also safeguard your income and assets against unexpected loss. At River City Insurance Agency, we work closely with our clients to craft personalized home insurance policies that reduce vulnerability to hidden risks. Whether your garage catches fire or you are sued for a third-party injury, we can be by your side working to assure you are well protected against damages and loss.
- Life InsuranceThere was a time when life insurance was purchased primarily as a financial benefit for surviving dependents. Today, however, many people purchase life insurance as a financial asset – one that can provide both living and death benefits. At River City Insurance Agency, we know how important it is to choose a policy that meets your needs and protects your long-term goals. Whether you are looking for ways to protect your growing family or hoping to create greater financial security in retirement, we can help you choose a policy that’s right for you.
- Health InsuranceIf you are injured in an accident, you don’t have time to wait on a lawsuit settlement to get the medical care you need. Medical payments coverage helps pay limited medical expenses when you or your passengers are injured in an accident, regardless of who is at fault. Although it is usually limited to only a few thousand dollars, this could be enough to help pay for your health insurance co-pays or fund a trip to the emergency room after the accident.
- Business InsuranceUnlike personal insurance that includes multiple types of coverage in a single policy, business insurance coverage is often sold in separate, individual coverages. That is because all businesses have different needs, and individual coverage selection allows for customized commercial risk mitigation. Depending on your industry and needs, your coverage portfolio may include...
- Workers Compensation InsuranceIn the State of Wisconsin, workers compensation insurance is not an option for employers. If you have employees – even part-time workers – you must purchase workers compensation insurance. This coverage helps pay for the medical bills and lost wages of workers who are injured on the job (regardless of fault).
- Commercial Liability InsuranceIt may be hard to imagine a scenario that would exhaust the full limits of your general liability insurance, but a commercial lawsuit can easily cost a business millions of dollars in defense costs and judgments. Commercial umbrella insurance helps pay for excess financial obligations when primary insurance limits are not adequate to cover the entire debt. In many cases, that means millions of dollars in extended liability protection – insurance that could ultimately assure the continuity of your business and save it from financial ruin.
- Liability InsuranceGeneral liability insurance is broad liability protection against third-party injuries, property damages, and other covered losses. Given the high risk of lawsuits in today’s litigious society, few businesses can afford to go without this important protection. If your business is sued for a customer’s slip-and-fall injury, for example, GL helps cover the cost of defending yourself in court. Should you lose your case, liability insurance can also help cover the cost of the victim’s medical bills and other expenses reached in the judgment or settlement (up to the limits of your policy).
- Flood Insurance