Motor Vehicle

• Auto Insurance
  Auto, Car, Home, Farm & Ranch, Business, Commercial Auto Insurance in Maquoketa Iowa and Wisconsin - Meinecke-Richards Agency, Inc
• Motorcycle Insurance
  We are a Iowa based insurance agency that specializes in motorcycle coverage. We will shop the best motorcycle insurance companies in Iowa to find you the best coverage at an affordable price. You can either fill out our online quote form or contact us for a free, no-obligation quote.
• Boat Insurance
• RV Insurance
  Contact us to find out more about recreational vehicle insurance in Maquoketa, Iowa including the Andrew, Bellevue, DeWitt, Grand Mound, and Wyoming areas.
• Mobile Home Insurance
  We pride ourselves in customer service with the lowest possible rate. Just contact us today at 563-652-6994 to find your next Iowa mobile home or manufactured home insurance policy. We service mobile home insurance policies in Maquoketa, Iowa including the Andrew, Bellevue, DeWitt, Grand Mound, and Wyoming areas.
• ATV Insurance
• Inland Marine Insurance
  Iowa Inland Marine insurance was first created to cover goods transported over water. Now this policy has expanded to cover goods on land and is offered for Commercial or Personal property.
• Truck Insurance
  We work with some of the top rated companies for your commercial truck insurance policy and tailor a package that meets your truck and trailer needs.
• Jet Ski Insurance
  Consult with one of our professional agents at Meinecke-Richards Agency, Inc to make sure you have the right coverage at a competitive price. We can evaluate your boat or jet ski insurance needs to find special coverages you may need or any discounts you may qualify for. Some additional discounts and coverages may include...

Property

• Renters Insurance
  You may be speculative why it's necessary to hold a renters insurance. Rental properties, particularly apartments are thought-about risky once it involves potential claims. You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent. There are many potential risks and your property is in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is extremely cheap.
• Home Insurance
  At Meinecke-Richards Agency, Inc, we can assist you in finding the right coverage for an affordable price for your Iowa mobile home or manufactured home insurance. Many times a mobile home is a more affordable way to become a homeowner and you'll need similar coverage that a homeowner would need.
• Condo Insurance
  Condo Association insurance can help but it often is meant for the building itself rather than what's inside. This is where a condo insurance policy is different from a homeowners policy because you usually will just need to cover the valuables inside your condo.

Health and Life

• Life Insurance
  Started in 1979 as a property-casualty agency for a life insurance agency, the agency was purchased by Chris & Vicki Meinecke in 1985. Since then, the agency has grown substantially through new business writings and the acquisitions of the Stead Agency in 1992, the Gilmore-Deke Agency in 2003 and McAleer-Allen Insurance of DeWitt in 2009.
• Health Insurance
  With so many different options, deciding on the right Iowa Health Insurance can be confusing. But with the changing laws and the cost of healthcare on the rise, you can't afford to take chances with the health of you and your family members. If an accident or illness strikes, paying high medical costs out of your own pocket can be a financial disaster. If your employer does not offer an adequate health benefit package, or you are self employed, unemployed, retired, or a student, we can help you sort through the maze of different insurance options and find the right plan at a price you can afford.
• Disability Insurance
  An individual disability insurance policy is a good way to cover income losses even with those who have some employer-paid coverage. Typically, disability premiums paid by you are not taxes but employer-paid benefits are. There are 2 types of individual disability insurance policies - long-term and short-term.
• Long Term Care
• Dental Insurance

Business

• Business Insurance
  It helps to find an agency that you know and can trust. Our staff has the knowledge and experience of our insurance products to provide maximum benefit and protection to our clients. Let one of our licensed professional insurance agents help you with any of your personal or business insurance needs serving Maquoketa, Iowa and Wisconsin.
• Commercial Property Insurance
  Commercial Property insurance covers the building that your business owns or rents. A Iowa commercial property insurance policy would also cover equipment, computers, tools and furniture. Let the agents at Meinecke-Richards Agency, Inc evaluate your commercial property insurance needs to find the best suite for your liabilities and risks.
• Workers Compensation Insurance
  At Meinecke-Richards Agency, Inc, having a workplace that is protected gives you extra security. As a Iowa employer, you have an obligation to ensure a safe work place and the law requires a business to have Workers Compensation Insurance. Work Comp insurance can provide the coverage to protect you from those unpredictable occurrences.
• Commercial Liability Insurance
• Professional Liability Insurance
  Professional Liability Insurance or PLI is a form of liability insurance necessary to help protect businesses in the service or consultant industry. A claim of negligence can be very damaging to a growing business and if the claim results in monetary damages can be catastrophic.
• Builders Risk Insurance
  A builders risk policy protects builders and contractors from losses to property and financially in the event of an incident. Losses may occur to the property or structure but may include the materials used on the job site. Our agency can help protect you in the event of a fire, flood or theft. You may also opt to have additional coverage in the event of losses due to project penalties or unexpected costs, like taxes.
• Restaurant Insurance
  We can service your restaurant insurance needs in Maquoketa, Iowa including the Andrew, Bellevue, DeWitt, Grand Mound, and Wyoming areas.

Personal

• Annuities
  You should consider annuities when developing your long term financial plan. Annuities give your the opportunity for lifetime payments and tax-deferred earnings. Our advisors at Meinecke-Richards Agency, Inc can assist you in mapping our your retirement strategy and how annuities can help your financial security.
• Liability Insurance
  Every business needs to protect themselves from accidents or injuries that may occur on their business grounds. General Liability insurance coverage can protect your Iowa business from these unexpected expenses.
• Jewelry Insurance
  There may also be other coverages that you many want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents at Meinecke-Richards Agency, Inc can help you understand your other risks and help you evaluate whether you may need additional coverages in your Iowa home insurance plan.

Natural Disaster

• Flood Insurance
  Your standard Iowa flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.