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- Spousal SupportConsumers. Any person who owes or is alleged to owe a consumer debt. Debt Collectors. According to the FDCPA, a debt collector is any person, other than the creditor, who regularly collects debts owed to others and includes attorneys who regularly collect debts. Consumer Debts. Any debt that is primarily for personal, family, or household purposes are covered under the FDCPA. Business and commercial debts are not covered. Alimony, child support, criminal fines, and tort claims are generally not considered debts within the meaning of the FDCPA.
- FraudStep 3: Make a Police Report. This is critical. Call the police and ask them to come to your home or work and take a criminal fraud complaint. Demand a case number from the police officer and find out how to get a copy of the police report after it has been written up. Law enforcement rarely will do anything on an identity theft case or a fraudulent bank transfer in terms of full investigation and prosecution, but you will need a case number and police report to help prove your case later.
- Theft
- Identity TheftYou may have a right to sue both the source of the identity theft, as well as the creditors who fail to fufill their obligations to you as a a victim of identity theft. Congress has gone to great lengths to provide consumers whose identity has been stolen with a set of rights, but you’re going to need an experienced lawyer to enforce those rights. Call us today at (612) 379-8800 for help.
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- ForeclosureHUD sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, credit issues, and reverse mortgages and this page allows you to select a list of agencies for each state
- Debt CollectionPete Barry is an attorney admitted to practice in the State and Federal courts of Minnesota. He is also admitted in numerous other federal courts including the United States Supreme Court. He is principal of The Barry Law Office, Ltd. His national practice is dedicated to protecting consumers against illegal debt collection activity and training new FDCPA lawyers. He was twice-named by his peers as a Super Lawyer® by Minnesota Law & Politics Magazine. The National Association of Consumer Advocates named him its Consumer Lawyer of the Year in 2005. Pete opened his law practice directly out of law school and has been enjoying his private plaintiff’s practice ever since. His FDCPA Boot Camps have trained thousands of lawyers in all 50 states.