- Auto InsuranceAs an independent agency we work for our clients through our access to hundreds of companies and products to suit almost any need. Whether it’s business insurance, professional liability, life insurance, auto insurance, home insurance, health insurance, employee benefits or any of the other many types, we have relationships with strong companies to provide the coverage. Please contact Purdum Gray Ingledue Beck, Inc. located in Macomb, Illinois for information or quotes.
- Motorcycle InsuranceTo ensure you’ve got the coverage and financial protection you need, consider the following motorcycle insurance coverage options.
- Renters InsuranceWhat do you think your belongings are worth? Conducting a thorough home inventory might be an eye-opening experience since the value of your furniture, DVD collection, clothing, books and moveable appliances can really add up. Without coverage, replacing these items could be a real financial hardship. With Renters Insurance, you are covered.
- Home Insurance
- Life InsuranceAdequate life insurance eliminates the financial hardships that often occur when a person dies leaving their family behind. Simply put, if you have a family that depends on your income you need life insurance.
- Health InsuranceWith the passage of the Patient Protection and Affordable Care Act in 2010, providing employees with health insurance has become increasingly more complicated. However, with medical insurance being a pillar with regard to employee benefits, its importance has not diminished.
- Disability InsuranceDisability insurance has become an increasingly valuable part of a comprehensive employee benefits package. Not only does disability insurance fill the gaps in financial protection offered by other programs like Social Security, it is also a highly sought-after component of a competitive benefits package for employers who need to attract and retain talented employees. And while employees appreciate the peace of mind they receive as their income replacement benefits are being paid, employers can use the resources offered by insurers to manage time and productivity losses and find the most effective ways to return employees to work.
- Long Term CareWhen it comes to your health, you don’t have a crystal ball to look into the future, but most Americans are living longer and healthier lives thanks to advances in medicine and preventive care. While that is welcome news, it also means there is an increased risk of living with a chronic health condition that will require extended care. With the average private-pay nursing home stay costing $80,000, a long-term care insurance policy allows you to offset the high cost of extended care due to accidents, illnesses or advanced age while protecting your personal assets
- Vision InsuranceVision benefits are often overlooked in a typical benefits package, but they can be incredibly beneficial to employees. Offering your employees vision insurance can encourage necessary eye care and help supplement costs for vision needs. In addition, regular eye doctor visits can identify otherwise unknown medical problems, lowering cost and improving treatment when those problems are caught early on. The following are advantages to offering vision insurance.
- Business InsuranceWe have had our personal and business insurance with PGIB for a good many years and we have always been pleased with their professional service
- Workers Compensation InsuranceModMaster® is our web-based software that computes, analyzes and presents the workers compensation experience rating modification factor, which gives us an opportunity to focus our activities in areas that will reduce your costs.
- Professional Liability InsuranceProfessional liability insurance covers liability for damages arising from the rendering of or failure to render professional services. Protect yourself and your business from claims not covered by commercial general liability coverage.
- AnnuitiesWhether you’re looking for guaranteed rates while growing your retirement funds or needing to be certain you don’t outlive your savings, annuities could be the best option. Contact us for current rates in both fixed and equity indexed annuity options. Below you will find a brief outline of the types and benefits of annuities.
- Liability InsuranceExcess Liability Insurance (ELI), more commonly known as Umbrella Insurance, is one of the most important types of insurance your company can buy. It protects your business from holes or limits in existing policy coverage as well as from financially draining lawsuits. Just as you carry an umbrella to protect you from a potential downpour, ELI protects your company from the types of claims that could close your business.
- Travel InsuranceTravel insurance can protect against the loss of non-refundable travel costs, such as airfare, hotel and tour expenses. Other types of travel insurance offer protection against losses due to medical emergencies, damage to personal property or death, which may occur away from home on vacation. Click here to obtain a quote and further information.
- Flood InsuranceYou can also purchase a flood insurance policy to cover the contents of your home, such as furniture, collectibles, clothing, jewelry and artwork.