Motor Vehicle

• Auto Insurance
  Get the car insurance coverage you need at a price you can afford. Serving Lynnwood, Snohomish County, King County and all of Washington.
• Motorcycle Insurance
  Your motorcycle insurance can include any or all of the options below — contact Otter Insurance Agency, Inc. today to discuss what coverage is best for you.
• Boat Insurance
  Otter Insurance Agency, Inc. will find you a boat insurance policy that protects you, your friends and family, your watercraft, and your boating equipment.
• RV Insurance
• ATV Insurance
  Coverage for your ATV, dirt bike, golf cart, snowmobile, and more. Serving Lynnwood and all of Washington.
• Inland Marine Insurance

Property

• Renters Insurance
  Your renters insurance policy also protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select.
• Home Insurance
  Since standard homeowners insurance doesn’t cover flooding, it’s important to have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S.
• Condo Insurance
  Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.
• Landlord Insurance
  A rental property is a great investment, especially if you protect your assets with excellent coverage. Make sure that you and your property are covered when choosing a landlord protection insurance policy.

Health and Life

• Life Insurance
  Don’t leave the future of your loved ones to chance. Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made to your family when you are gone.
• Health Insurance
• Long Term Care

Business

• Business Insurance
  As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance.
• Commercial Property Insurance
  A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent agent, Otter Insurance Agency, Inc. can help you determine the type of insurance policy and range of coverage that is best for your business. For a full list of coverage available, or to learn more about this product, contact us today.
• Workers Compensation Insurance
  Otter Insurance Agency, Inc. can help your business find complete solutions to your unique workers compensation insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you’ll see on the bottom line.
• Commercial Liability Insurance
  General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business.
• Professional Liability Insurance
  Errors & Omissions (E&O) covers professionals for negligence and errors or omissions that injure their clients or cause damage to a third party’s data. This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies. Otter Insurance Agency, Inc. recommends that all professional and technology companies have E&O coverage.

Personal

• Liability Insurance
  To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.

Natural Disaster

• Flood Insurance
  In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding. Find out more about the NFIP and how it can help you protect yourself.
• Earthquake Insurance
  Earthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active. For many of our neighbors in Lynnwood, earthquake insurance can be inexpensive – contact Otter Insurance Agency, Inc. to find out what the costs would be for your home.