Motor Vehicle

• Auto Insurance
  A vehicle collision is never good news, but when it’s one of your business’ cars or trucks, the consequences are more complicated. Business auto insurance, also called commercial auto insurance, takes all the elements of normal auto coverage and adds on extra protection.
• Motorcycle Insurance
• Boat Insurance
  Getting out on the water should be carefree, but owning and running a boat brings several financial risks. Watercraft insurance means you can stop worrying about those risks and get back to relaxing on your boat.
• RV Insurance
  For example, windshield coverage is a must in a camper, given both the significant costs of fitting such a large sheet of glass and the fact that you’ll often need a replacement from a specialized supplier. RV insurance will often also include enhanced coverage for your personal possessions, meaning you can relax when taking those extra creature comforts and gadgets on a motorhome trip. Additionally, make sure to look for a camper insurance policy that covers theft as well as damage in a collision or fire.
• Inland Marine Insurance
  Inland marine insurance is coverage that protects your business property while it’s away from your business location. We’ll help you ensure that your property is protected not only at your location but also while it is off-site or in transit.
• Truck Insurance

Property

• Renters Insurance
  “ My agent, Megan Mazingo, has been such an amazing help with getting my renters insurance policy to my renters. The company I work with is quite difficult to get a hold of and get the correct information from and Megan has made it so much easier for me. I appreciate all the work that she has done.
• Home Insurance
  Our Mosaic Insurance team is ready to help your clients get their home insurance! You can contact our Personal Insurance Manager, Brittiany Anderson, for the next steps. Brittiany has been with Mosaic since 2010 and she started her insurance journey in 2006. Brittiany is ready to give your customers a no-obligation home insurance quote and find the carrier that is the best fit for them. You can call her at 425-212-1805 or email her at Brittiany@mosaicia.com.

Health and Life

• Life Insurance
  Individual life insurance is arguably the biggest investment you can make in your loved ones’ security. It’s a complicated field, but don’t let that put you off. We’ll be happy to talk you through the options.
• Health Insurance
  Currently, we do not sell health insurance. However, one of our cannabis independent insurance agents is happy to help get you get the contact information of someone who can better assist you.
• Disability Insurance
  Business income coverage pays for loss of income that the insured sustains due to a direct physical loss from a covered peril that forces the insured to suspend operations. The policy will pay (up to its limits) until the property can be repaired, rebuilt, or replaced with reasonable speed. The policy will pay lost profit plus fixed expenses—e.g., rent, salaries for key employees or owners, interest payment on debts, etc. This type of insurance is not a standard part of any property insurance policy and must be specifically requested. Some people like to think of business income coverage as disability insurance for a business.

Business

• Business Insurance
  As a commercial insurance broker, we have access to multiple insurance carriers who provide policy options for new and long-time cannabis industry owners. Our goal in representing you to multiple carriers is to create a competitive environment where the insurance companies are compelled to present the most enticing policy options available to secure you the best coverage at attractive pricing. Below are just a handful of our business insurance carrier partners for marijuana companies.
• Commercial Property Insurance
  Commercial property insurance protects your assets in the event that they are stolen, damaged, or destroyed in a fire or natural disaster. We’ll partner with you to design insurance coverage that will protect your company’s property.
• Workers Compensation Insurance
  Workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law, so be sure that you understand your obligations.
• Commercial Liability Insurance
  A Business Owners Policy (BOP) combines business property and business liability insurance into one convenient policy. We’ll work with you to design coverage that protects your business from a variety of risks, unique to your industry.
• Professional Liability Insurance
  Professional Liability: Insurance policy to protect your business from loss events involving failure to perform your professional duty.

Personal

• Liability Insurance
  General liability insurance mainly covers bodily injury to people outside of your business and physical damage to their property. A few exceptions to this principle include data loss and reputation damage (for example, if one of your business’ staff members defames a client). It’s important to note that general liability coverage doesn’t apply to cases where you are sued for giving inadequate professional advice. Errors & omissions insurance (E&O) can help to protect your business from that specific type of risk.

Natural Disaster

• Flood Insurance
  Purchase a flood insurance policy to protect your home and covered contents from certain types of flood losses as designated by the National Flood Insurance Program. A flood policy is purchased as a separate policy through the federal program (NFIP) or through a servicing carrier known as a write your own carrier.