Health and Life

• Life Insurance
  Health insurance can help protect you financially from the medical bills - like an accident or illness diagnosis you were not expecting. Paying for medical care out of pocket 100% can get extremely expensive. Surgical treatment for a broken arm averages $16,000. But with health insurance coverage, you will be able to manage your expenses. Not only does health insurance help you access providers like hospitals and doctors, it helps cover your expenses. Depending on your plan, you may have to meet a deductible and pay a co-pay amount for doctor’s visits, but insurance can cover a significant portion of your insurance bills. For example, the average ACA bronze level plan deductible is $5,900, but there is no lifetime max (e.g. an amount beyond which, insurance doesn’t have to pay). You can secure lower deductibles with higher level ACA plans (silver, gold, platinum) and with Short term health insurance. Short term life insurance plans do have a lifetime maximum, so if choosing a short term plan, check the amount. Often, for a few extra dollars, you can secure a lifetime maximum of $500,000 or more.
• Health Insurance
  Affordable Health Insurance Plans for 2023: Get Quotes for ACA Marketplace, Medicare Advantage, Short Term Medical, Dental, Vision, Accident and More
• Dental Insurance
  Dental insurance is a type of insurance plan that covers a portion of the costs of your dental care. Dental insurance can cover treatments from annual cleanings and minor oral health fixes to big-dollar dental claims for crowns and bridges.