Motor Vehicle

• Auto Insurance
  There’s nothing worse than a backseat driver, especially one who doesn’t know where he’s going. Looking for the right automobile insurance can sometimes feel like that. While you know what you’re looking to accomplish, the noise from commercials and the confusing advice of sales people speaking insurancese can make you want to drive off a cliff.
• Boat Insurance
  Leave the navigating to us! Casswood compares boat insurance programs to find you the best rate and watertight coverage specific for your watercraft. Boat insurance provides protection against physical damage losses to the boat, machinery and equipment due to everything from mechanical breakdown, faulty repair and ice & freezing. This is referred to as Hull Insurance, and is typically excluded by other insurers.

Property

• Home Insurance
  Most homeowners policies cover jewelry losses from theft or fire. Few provide coverage for lost or misplaced items. When stolen, misplaced or lost jewelry items are covered, homeowners insurance typically limits coverage to $2,500. To secure the broadest coverage available, you can purchase a jewelry insurance policy and have your jewelry “scheduled,” with each piece appraised, described and individually listed. Generally, jewelry insurance covers most causes of jewelry loss.

Health and Life

• Health Insurance
  Health care costs are high and getting higher. Who will pay your bills if you have a serious accident or major illness? With health insurance, you protect yourself and your family.

Business

• Business Insurance
• Workers Compensation Insurance
  You hire dancers, place them in bikinis or skimpy underwear on boxes around the club, paying them with cash from the register at the end of the night. One falls, badly breaks a leg and doesn’t have health insurance. Employee or Independent Contractor? Workers Compensation or Liability?

Personal

• Liability Insurance
• Jewelry Insurance
  Is your appraisal up-to-date? To make certain that your jewelry insurance continues to reflect your jewelry’s fair market value, you should have your jewelry reappraised every two to four years. And be sure to notify your agent or broker of any changes. An up-to-date appraisal can help settle a claim. Casswood is here to help.

Natural Disaster

• Flood Insurance
  Massive waves pummeling homes on the coast, homes floating down raging rivers which, only hours before, had been placid streams. You’ve seen it on the news, and you probably assumed the owners would be protected by their homeowners policy. Unfortunately, the Standard Homeowners or Property Policy excludes damage caused by flood. The insurance industry will not insure any event that might become a massive catastrophe. This has become the job of the government through the National Flood Insurance Program.
• Earthquake Insurance