General Info

Hard Money Mike is a values-based lender focused on the real estate investor. We offer hard money loans and soft money loans on many types of properties. We strive to serve those that need a creative and quicker response than what a traditional bank can provide. We are one of the fastest growing companies and ranked among the top commercial loan service providers nationally. We can structure commercial loan scenarios for all types of business needs. We have a diverse product mix, an innovative online commercial lending platform, and a staff of seasoned, experienced professionals. Hard Money Mike offers hard money fix and flip loans in Colorado, Kansas, Minnesota, Utah, and Wisconsin. We operate in all 50 states for hard money and commercial loans. Providing lending solutions for a variety of situations, including commercial hard money loans and fix and flip hard money loans with a core focus on commercial loans ranging from $50,000 to $2.5 million with a maximum LTV of 70%, short terms on the loans ranging between 1 month and 1 year, and rates starting at 7% with hard money loans ranging between 7% and 12%. Hard Money Mike lends money to all borrowers based on the property value and do not require a minimum FICO score. We generally do not pull a credit report and property appraisals are usually not required. We offer loans on most property types, including single family homes, multi-family, apartments, office units, retail units, storage facilities, and mixed-use buildings.