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State Directory- Auto InsuranceBefore deciding on buying car insurance, do your research, compare quotes and insurance benefits. Once you are convinced and have decided on an insurer, take the time to read your policy documents (a trustworthy insurer is transparent, and will send you the documents in writing). This way, you will know in detail what your car cover entails. Familiarise yourself with the terms &conditions and underwriting rules.
- Motorcycle InsuranceMany companies offer discounts from 10 to 15 percent on motorcycle insurance for graduates of training courses, such as the Motorcycle Safety Foundation (MSF) rider course. Riders under the age of 25, usually considered a higher risk, may see some savings by taking this course. It's also a good idea for cyclists who have already had accidents.
- Home InsuranceHomeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
- Life InsuranceThere are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.
- Health InsuranceWorkers Compensation Insurance is designed to help companies pay these benefits. As a protection for employees, most states require that employers carry some form of Workers Compensation Insurance. Workers Compensation Insurance is not health insurance. Workers Compensation is designed specifically for injuries sustained on the job.
- Business InsuranceThe McCoy Agency in Lithonia is committed to providing you with affordable and superior service for your auto, homeowner, life, or business insurance requirements. We want to earn your business and will regularly review your coverage to ensure that you are receiving the best value for your insurance dollar. If you need insurance in Atlanta, contact us so that we can discuss how to best optimize your insurance needs with a free quote.
- Workers Compensation InsuranceWorkers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer.
- Builders Risk Insurance
- Liability InsuranceIf you have a personal umbrella liability policy, there's generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage.